After retirement or release from the Armed Forces, your welfare is looked after by the Kendriya Sainik Board through ZSB/RSB or station HQ. A number of welfare grants are available which can be availed if you have awareness. In this article you will get to know the details of the Welfare grants available for exservicemen and family members.
Kendriya Sainik Board Secretariat is providing help and support to the veterans and their family members which is an attached office of Department of Ex-Servicemen Welfare (DESW), Ministry of Defence. This also manages the Armed Forces Flag Day Fund(AFFDF) . A larger portion of AFFD Fund goes towards the various welfare schemes under the Raksha Mantri Ex-servicemen Welfare Fund (RMEWF). The details of schemes and payments made to the beneficiaries of ESM and their dependents is as under.
KSB Welfare Grants for Veterans and their Family Members
Ser No | Name of Grants/Financial Assistance | Amount/rate |
1 | Penury Grant (65 Yrs and above) (Non-Pensioners up to Hav Rank) | Rs. 4,000/-pm (Life time) |
2 | Education Grant (up to two children) (Pensioner/Non Pensioner up to Hav Rank) Boys/Girls up to Graduation Widows for PG | Rs. 1,000/-pm |
3 | Disabled Children Grant (Pensioner/Non-pen up to JCO Rank) | Rs. 3,000/-pm |
4 | Daughter’s Marriage Grant (up to 02 Daughters) (Pensioner/Non-Pen up to Hav Rank) | Rs. 50,000/- * |
5 | Widow Re-Marriage Grant (Pensioner/Non-Pen up to Hav Rank) * If married solemnly on or after 21 April 2016 | |
6 | Medical Treatment Grant (Non-pensioner up to Hav Rank) | Rs. 50,000/- (Max) |
7 | Orphan Grant (Pensioner/Non-pen All Ranks) Daughters of ex-servicemen till she is married. One Son of ex-servicemen upto 21 years of age. | Rs. 3,000/-pm |
8 | Vocational Trg Grant for Widows (Pensioner/Non-Pen upto Hav Rank) | Rs. 50,000/- (One Time) |
Grants for Treatment of Serious Disease
1. | Serious Diseases as listed below: – Angioplasty, Angiography, CABG, Open Heart Surgery, Valve Replacement, Pacemaker Implant, Renal Implant, Prostate Surgery, Joint Replacement and Cerebral Stoke. Other Diseases: Where more than Rs. 1.00 Lac has been spent on treatment | 75% and 90% of total expenditure to Officer and Personnel Below Officer Rank (PBOR) respectively. Up to a maximum of Rs. 1.50 Lac one time. |
2. | Dialysis and Cancer treatment | 75% and 90% of total expenditure Officer and PBOR respectively. Up to a maximum of Rs. 75,000/- per FY only |
3. Modified Scooter Grant: Rs. One lakh provided to those ESM, who are disabled after service with a disability of 50% or more and who are not covered under the scheme of AG’s Branch of IHQ (Army, Navy & Air Force).
4. Subsidy on Home Loan: KSB Reimburses, maximum of Rs. 1.00 Lac i.e. 50% of interest by way of subsidy on home loan from Bank/public sector institutions for construction of house to war bereaved, war disabled and attributable peace time casualties.
5. Prime Minister’s Scholarship Scheme: Total 5500 scholarship are provided to eligible wards based on merit for the entire duration of the courses. The rates of Scholarship are as follows:
(a) Rs. 2500/- per month for boys.
(b) Rs. 3000/- per month for girls.
During the last financial year, KSB has paid approx 367 Crores to the armed Forces veterans and and their family members as welfare grants. You may apply , if eligible to the welfare schemes. Detailed infor is available in the official website of the KSB – www.ksb.gov.in

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