various types of pensions entitled to ESM and their NOK/Dependents are discussed here. A thorough knowledge of these aspects must for every ESM family members.
Service Pension : Service pension is entitled to Ex-Servicemen PBOR on completion of minimum 15 years of qualifying service. For officers, 20 Years of qualifying service required. Amount of service pension / service element is 50 % of the last Reckonable Emoluments (RE). RE = Basic pay + MSP + Class Pay.
Disability Element for over 20% : For 100% disability 30% of RE( Reduced proportionately broad banded)
War Injury on Superannuation : For 100% disability 60% of RE(Reduced proportionately broad banded)
War Injury Element Invalidated: For 100% disability 100% of RE(Reduced proportionately broad banded)
Constant Attendance Allowance when 100% disabled and recommended by Med Auth: ₹6750/- PM
Ordinary Family Pension( OFP) on death after retirement: 30% of RE or 60% of ESM Pension. (Enhanced
rate 50% of RE for 7 yrs after death or 67 years of ESM age, whichever is earlier)
OFP when death in harness not attributable to Mil Service: 30% of RE( Enhanced rate rate 50% of RE
for 10 yrs or 67 yrs age of ESM, whichever is earlier)
Special Family Pension ( SFP) when death in harness attributable to Mil Service: 60% of RE.
Liberalised Family Pension(LFP) when death declared BC: 100% of RE.
Dual Family Pension: when ESM drawing two pensions, spouse also entitled to both the pension incluiding SFP/LFP.
Dependent Family Pension to Handicapped Child if the disability occurred during the life time of the parents and is unable to earn livelihood. No restriction on marital status (Notification be done in PPO during lifetime of pensioners).
Dependent Family Pension to unmarried/widowed/Divorced daughter and below 25 yrs old unmarried/unemployed Son. Widowhood and divorce should have taken place during lifetime of the either parents. (Notification only after demise of both parents).
Dependent Pension to Parents when ESM dies as bachelor or widower w/o children: 75 % of pension for both parents, 60% for single parent. ( For OFP, parents income less than ₹9000/- PM, while no condition of means limit for SFP/LFP).
Monetary Allowance Attached to Gallantry Award: All Chakra series and SM(Gallantry) to be notified in the PPO.
Special Pension to Blind Soldier precluded from earning his livelihood on account of total or partial
blindness attributable to Military Service: ₹4000/- PM
Reservist Pension: ₹9000/- PM.
10 Yrs Special Naval Pension : Equal to Service pension through HSC.
Penury Grant: Rs 4000- Eligibility Poor condition not drawing any kind of pension assistance after after 65 years of age.
Welfare Grants
Ser No | Name of Grants/Financial Assistance | Amount/rate |
1 | Penury Grant (65 Yrs and above) (Non-Pensioners up to Hav Rank) | Rs. 4,000/-pm (Life time) |
2 | Education Grant (up to two children) (Pensioner/Non Pensioner up to Hav Rank) Boys/Girls up to Graduation Widows for PG | Rs. 1,000/-pm |
3 | Disabled Children Grant (Pensioner/Non-pen up to JCO Rank) | Rs. 3,000/-pm |
4 | Daughter’s Marriage Grant (up to 02 Daughters) (Pensioner/Non-Pen up to Hav Rank) | Rs. 50,000/- * |
5 | Widow Re-Marriage Grant (Pensioner/Non-Pen up to Hav Rank) * If married solemnly on or after 21 April 2016 | |
6 | Medical Treatment Grant (Non-pensioner up to Hav Rank) | Rs. 50,000/- (Max) |
7 | Orphan Grant (Pensioner/Non-pen All Ranks) Daughters of ex-servicemen till she is married. One Son of ex-servicemen upto 21 years of age. | Rs. 3,000/-pm |
8 | Vocational Trg Grant for Widows (Pensioner/Non-Pen upto Hav Rank) | Rs. 50,000/- (One Time) |