Defence salary package account is for serving soldiers and after retirement for the exservicemen. DSP account is offered for defence combatabnt personnel of all wings of Indian armed forced. In this article you will find the Actual Benefits of DSP Bank Account. Among all the DSP account providers, State bank of India is providing the best previleges when compare to other banks. here are the detailed benefit and claim procedure :-
All ranks are provided Free Debit card without any maintenance charges
- Personal Accident Insurance (Death / Disability) (for death claim upto Rs. 30 Lakh) is admissible only in case of death / disablement resulting solely & directly from accident caused by external violent & visible means and as defined in IRDA norms / guidelines. The benefits of Accident Insurance is avbl only if the acct is cat under Salary Package with appropriate DSP product code. Death due to aircraft accident other than declared war will also be covered under PAI cover. Death occurred due to snake bite & in HAA due to HAPO / HACO are also eligible for PAI claim.
- Unit / fmn / claimants have to send intimation of death / accident for insurance claim to the Insurance Company via email / phone / letter within 90 days of death / accident (in case of disability). However for settlement of claim, relevant sp docu have to be submitted within
- 180 days. The list of docus reqd to be submitted are as follows:-
- Annexure 4,5,6,7 & 8 of the claim form.
- Attested copy of FIR & MLC (where applicable).
- Attested copy of postmodern report.
- It is recommended the cause of death / disability should clearly be brought out as ’Accidental’, wherever applicable.
The claim once submihed can be checked online with the data as reflected below:-
Website : intra.anandrathiinsurance.com
- Username : army
- Password : army@123
On scrutiny of previous claims, it has come to notice that fwg are the common reasons of rejection / delay in processing of claims:-
- Incorrect & incomplete docus.
- Processing of claim even in case of Natural death / suicide or under intoxication.
- Non submission of FIR, MLC & Post-molem Repol .
- Nominee not been nominated in the DSP acct.
You may also know about various issues regarding the DSP account as mentioned below. In such case kindly write us at ask@esminfoclub.com :
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