Military Veterans Welfare
Editor ESM Info Club 
ECHS has launched a mobile App to get the service with most easy way by the beneficiaries. The mobile app has now been modified so that all beneficiaries canb access it easily. Some details are here = ECHS has taken a number of initiatives to increase its coverage and improve the quality of its healthcare … Read more
various types of pensions entitled to ESM and their NOK/Dependents are discussed here. A thorough knowledge of these aspects must for every ESM family members. Service Pension : Service pension is entitled to Ex-Servicemen PBOR on completion of minimum 15 years of qualifying service. For officers, 20 Years of qualifying service required. Amount of service … Read more
After retirement or release from the Armed Forces, your welfare is looked after by the Kendriya Sainik Board through ZSB/RSB or station HQ. A number of welfare grants are available which can be availed if you have awareness. In this article you will get to know the details of the Welfare grants available for exservicemen … Read more
SPARSH is actively providing Pension and pension related services to the Defence pensioners since the year 2021. The DAD dept with active guidance of PCDA, (P), Prayagraj has spreaded SPARSH Outreach programme to provide help and support related to accessing the SPARSH portal to avail various utility services. Honouring Legacy and Service The 50th SPARSH … Read more
Eligible Criteria for award of Spaecial Family Pension Govt employees including Armed Forces personnel are entitled to get service pension / disability pension on their retirement and invalidment. After their passing away, the eligible Family members are entitled to get Family Pension. In this article, we will know the basic rules of Special Family Pension. … Read more
You might have curiosity to know about the amount of Tax imposed on the CSD Liquor you purchase every month. After implementation of GST, w.e.f. 01 July 2017, only VAT on liquor will continue to be loaded, as liquor is outside the purview of GST. In many states , no Tax is levied on CSD … Read more
Your dependents will not be able to get treatment if the ECHS card is blocked. As you know, now the children above 18 years of age and parents need to submit their income proof and get the ECHS card renewed every year in November, started from 2022. However, thousands of ECHS Cards are found blocked … Read more
Exservicemen are generally discharged at mid age and well before their actual time of retirement. Hence reemployment is a social and survival requirement for them. However, due to the age factors, they can not copete everywhere but a number of opportunities are there where an ESM can appear for the competitive exam and secure a … Read more
Income Tax New Slab in Budget 2025 Finance Minister Nirmala Sitharaman has declared that under the New Regime of Income Tax, those earning up to ₹12 lakh need not pay any Income Tax. For any sort of income incomes up to ₹12 lakh per anum and ₹12.75 lakh for salaried emplloyees (with a basic deduction of ₹75,000), no … Read more
The Kendriya Sainik Board (KSB) plays a crucial role in supporting veterans and their family members in India. KSB is an important component of the Ministry of Defence, dedicated to providing various grants, job opportunities, and rehabilitation services for ex-servicemen (ESM) and their dependents. One of the key functions of KSB is to provide support … Read more
The Indian Armed Forces play a pivotal role in maintaining the sovereignty and security of the nation. In recognition of the sacrifices made by its personnel, the Government of India has established a framework for financial support through disability pensions and invalid pensions. These provisions aim to assist armed forces personnel who are unable to … Read more
Daughters are Eligible for ECHS benefits withe these Criteria Unmarried and Unemployed Daughters: They are considered dependents regardless of age, until they get married or start earning an income exceeding ₹9,000 per month (excluding DA). Married Daughters: Once married, daughters are no longer eligible as dependents under ECHS, irrespective of their employment status or … Read more
The Hon’ble Supreme Court has ordered/allowed the grant of one annual increment to the petitioners retiring on 30th June or 31st December, which they earned on the last day of their service for rendering one year qualifying service preceding one year to the date of retirement. It has been decided to extend the benefit of … Read more
Indian Armed Forces veterans face new challenges when they retire. This guide helps them stay healthy and happy. It covers physical fitness, mental health, and preventive care. Our goal is to help veterans enjoy a healthy and fulfilling retirement. Key Takeaways Understanding the Transition: From Active Duty to Civilian Life Leaving the military for civilian … Read more
Retirement ya discharge hone ke baad, ex-servicemen ko unki service ke liye pension milti hai, aur unke death ke baad unki family ko Family Pension milti hai. Agar koi ex-serviceman re-employment (dobara sarkari naukri) le leta hai, to use current office se salary aur Defence authority se military pension dono milte hain. Jab wo re-employed … Read more
ENDORSEMENT/ CHANGE/ CORRECTION NAME & DOB OF SPOUSE IN PPO/ SPARSH The Spouse of an ESM is the first claimant of Pension & Entitlements on his/ her demise. It is important that details of spouse are correctly notified in PPO. There are elderly Veterans who retired when such provisions were not existing and many later … Read more
As per norms of Banking “Pension Bank Account’ is a Savings Account. Normally the ‘Spouse is a ‘Joint Account-Holder’ Under ‘Either or Survivor’ Scheme in your pension bank account. It is essential to record a nominee also in your account. A ‘Nominee’ should be provided Compulsorily. Lets know why nominee must be registered in your … Read more
It has been observed that a large number of ex-servicemen are capable enough to get good post in Govt, PSU and corporate world. Due to non possessing of Minimum educational degree i.e Graduation, they are not accepted by the organizations/departments. To overcome this resistance and towards a better 2nd innings for the veterans, Indian Armed … Read more
DESW has circulated to all Rajya Sainik Board and concerned authorities regarding applicability of PMSS Scholarship for wards of Defence Personnel. Main portion of the letter is reproduced here – PRIME MINISTER’S SCHOLARSHIP SCHEME ACADEMIC YEAR 2024-25 It has come to notice that some ZSBs are not accepting PMSS application for students studying in … Read more
AGI Extendend Insurance for Exservicemen 1981 to till date Army Group Insurance is providing insurance for serving and retired Army Personnel since its inception in the year 1981. At the time of retirement, the veterans used to get the maturity value which varies depending on the contribution amount and period. At the time of retirement, … Read more