Military Veterans Welfare
Editor ESM Info Club 
Is Aadhaar card mandatory everywhere in India? Can any government office, bank, school, or private company force you to submit Aadhaar? What does the Supreme Court say? Many people in India are confused about where Aadhaar is legally mandatory and where it is optional. Some institutions still wrongly insist on Aadhaar, even when the law … Read more
Indian Armed Forces veterans and Veer Naris are being advised to urgently verify their Pension Payment Order (PPO) details. A large number of Ex-Servicemen who retired before 1986 and 2016 reportedly have incomplete or missing spouse details in their PPOs, especially the wife’s name and date of birth. This small error can create major complications … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) provides cashless medical facilities to ex-servicemen, their dependents, and eligible family pensioners through ECHS Polyclinics and empanelled hospitals across India. One of the most important facilities available under ECHS is Emergency Basis Direct Admission in empanelled hospitals. Many ECHS beneficiaries are still unaware that in genuine medical emergencies, they … Read more
Indian Armed Forces personnel retire with something that no corporate training institute can teach — discipline, leadership, risk management, teamwork, and mission-oriented thinking. After retirement, many veterans look for a second career that offers financial stability, dignity, and growth opportunities. Today, the scope for ex-servicemen in India has expanded far beyond traditional security jobs. From … Read more
You must have noticed that all disability are not considered for disability pension. All disability not considered as attributable / aggravated by military service. Here is the detailed discussion based on the new ER GMO 2023. The issue of Disability Compensation, Disability Pension, and Death Benefits for Armed Forces Personnel has become an important topic … Read more
Disability Pension for defence personnel is one of the most important welfare benefits available to members of the Armed Forces. It is intended for soldiers, sailors, and air warriors who suffer injury, disease, or permanent disability during service. However, over the years, several audit objections, administrative lapses, delays, and legal disputes have emerged regarding its … Read more
Agar aap ECHS beneficiary hain ya aapke family members ECHS facility use karte hain, to ECHS Card Annual Validation ke naye rules ko samajhna bahut zaroori hai. Bahut se veterans aur dependents ko confusion hota hai ki validation kis ko karna hai, kaun exempt hai, aur kaunse documents upload karne honge. Official guidelines ke mutabik, … Read more
The Indian Army, Navy and Air Force has introduced an important administrative change that can significantly benefit retiring and retired defence personnel seeking civilian employment after service. Earlier, exservicemen with minimum 15 years of bonafide military service were issued Graduation Certificate which were accepted for graduate level posts in Central Govt services and CPSU Services … Read more
Jai Hind dosto, aap sabhi ka swagat hai aapke apne ESM Info Club Website par. Aaj hum ek bahut hi important Government letter ke baare mein baat karenge, jo Ministry of Defence ke Department of Defence dwara issue kiya gaya hai. Yeh letter 28 April 2026 ko Under Secretary to the Government of India Shri … Read more
A major administrative relief has been introduced for ex-servicemen and veterans regarding the functioning of the Canteen Stores Department (CSD). As per a latest communication issued by the Veterans Branch, HQ K & K Sub Area, the long-standing requirement of obtaining a Station (Stn) Order for CSD attachment has now been discontinued. This move is … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) provides cashless medical treatment to eligible Ex-Servicemen and their dependents through empanelled private hospitals, military hospitals, and polyclinics. However, many beneficiaries face confusion regarding: Based on ECHS public-domain policy guidelines and revised SOP provisions available on ECHS Official Website, here is a detailed guide. What is an ECHS Package … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) has released the Revised Standard Operating Procedure (SOP) – April 2026, introducing updated rules for treatment, hospital admissions, referrals, package rates, emergency care, approvals, cancer treatment, billing norms, and beneficiary rights. This updated SOP is highly important for Ex-Servicemen (ESM), their dependents, empanelled hospitals, military hospitals, and ECHS polyclinics. … Read more
India’s premier defence research agency Defence Research and Development Organisation has announced an exciting Paid Internship Program 2026 for engineering students and postgraduates. This opportunity allows young talents to work on cutting-edge defence technologies, learn from top scientists, and contribute to nation-building. If you are pursuing B.E., B.Tech., M.E., or M.Tech, this internship can be … Read more
In Indian Army, most of the entries in other than officers cadre is through the Scheme named Agnipath. The Agnipath Scheme has redefined recruitment in the Indian Armed Forces, and along with it comes a structured financial protection system for Agniveers. One of the most important aspects of this system is the Army Group Insurance … Read more
Armed Forces personnel ko jo insurance cover diya jata hai, woh sirf ek normal insurance policy nahi hai. Iske andar kai important welfare benefits bhi included hote hain, jinke baare mein adhiktar Army personnel aur unki families ko poori jaankari nahi hoti. Isi wajah se bahut se eligible log samay par apna benefit claim nahi … Read more
Indian Air Force – Group C Civilian Recruitment 2026 Advertisement No. 02/2026/DR Indian Air ForceGroup ‘C’ Civilian Recruitment Air HQ (VC), New Delhi – 110106 · 19 May 2026 100 Total Vacancies 9 Post Categories 20 Jun Last Date to Apply Level 1–2 Pay Matrix Overview The Indian Air Force has issued a recruitment notification … Read more
Article: Fixed Medical Allowance for NPS Pensioners — CPAO Office Memorandum dated 16 April 2026 Government Policy Update · April 16, 2026 Fixed Medical Allowance (FMA) Now Payable to NPS Pensioners via Banks — CPAO Issues Key Guidelines 📄 Source: CPAO/IT&Tech/FMA to NPS/101/5894/2026-27/65 🏛️ Ministry of Finance, Dept. of Expenditure The Central Pension Accounting Office … Read more
Latest Job Openings for Ex-Servicemen & Their Dependents Are you an ex-serviceman, veteran, or a dependent of a defence personnel looking for a stable civilian career? We bring you an exclusive and regularly updated list of job vacancies in Jammu and surrounding regions — specially curated for the armed forces community and their families. Whether … Read more
A major relief has come for lakhs of Central Government employees, pensioners, and their families. The Government of India has officially clarified that there is no proposal under consideration to discontinue or replace the Central Government Health Scheme (CGHS) with any insurance-based health model. This clarification comes amid growing concerns and rumors circulating on social … Read more
In recent weeks, several media reports and social media posts have claimed that pending DA/DR arrears of Central Government employees and pensioners (frozen during COVID-19) are likely to be released soon. However, a latest official communication from the Ministry of Finance has clarified the actual position — and it may disappoint many. What Does the … Read more