Let’s have a look at the detailed pension sanction and disbursement process through SPARSH of Indian Armed Forces especially for Indian Army. After implementation of SPARSH the system of pension process has been drastically changed. We must have a clear concept of the new system of pension sanction, disbursement and grievance redressal. The Complete Pension Process is now online through the SPARSH portal. Step by step action flow chart is here –
Applicable for RETIRING SERVICE PENSION
▪ Release Order issued by MS Br/ Records /AFRO/Naval HQ
▪ Pension documents submitted to ORO /Records/service HQ.
▪ ORO/ Records upload on SPARSH Portal
▪ PCDA(O)/ PAO(OR) scrutinizes the documents and initiates online LPC.
▪ PCDA(O)/ PAO(OR) also creates SPARSH id and Password which is sent to the prospective Retiree.
▪ The Retiree is prompted to create his own id and logs-in to examine personal details.
▪ The Retiree verifies his details – Pensioner Data Verification (PDV).
▪ The Pension Sanctioning Authority (PSA) , PCDA(P) examines and generates PPO.
▪ The pension including disability element and other entitlements – Gallantry Award Allowance, Gratuity, Commutation and Ex-gratia are credited to the pensioner’s account.
▪ Pension a/c should always be a joint account (Pensioner – Primary Account Holder) with spouse and Nominee be declared.
Applicable for Family Pension – Death in Harness (During Service)
This kind of pension is processed through SPARSH and the procedure is the same as above.
▪ Documents signed by the eligible claimant. Units provide all assistance. Documents processed expeditiously at all levels.
▪ OFP commences initially till SFP/LFP adjudicated, wherever applicable.
▪ Entitled ex-gratia, gallantry award money also endorsed in the PPO.
Applicable to FAMILY PENSION FOR DEATH AFTER RETIREMENT – SPARSH PENSIONERS
• Visit SPARSH website: https://sparsh.defencepension.gov.in/
• Go to “Services”
• Under ‘For Family Report Event’, Click on “Death”
• Personal details of deceased pensioner:
• Service (Army)
• Unique Identifier (Select any of the options- Bank Acct/Personal No/SPARSH PPO No/Regt No
• Fill the as per the selected Unique Identifier
• Name of the Pensioner
To know more in this matter may read the detailed article on family pension claim through SPARSH as link below –
FAMILY PENSION FOR DEATH AFTER RETIREMENT PDA is CPPC/ DPDO (Disbursement NOT YET MIGRATED TO SPARSH)
If the pension is still not migrated to SPARSH, Bank CPPC will process the family pension documents, if the NOK/Family pensioners data is mentioned in the PPO. Either you need to contact ZSB for rectification of documents. Flow chart is below :-
• SPOUSE – Spouse name already notified in PPO.
▪ Beneficiary applies to PDA-Bank/DPDO with death certificate; submits live certificate and an undertaking.
▪ Spouse gets OFP (60% of ESM pension) or Enhanced rate as applicable.
▪ In case name not endorsed in PPO, complete family pension claim documents be processed.
Family pension Applicable to Handicapped Child
▪ Name should be endorsed in the PPO.
▪ Pension commences as per above procedure.
▪ Legal Guardian will operate an account in case of a special child. Legal Guardian also needs notification.
FAMILY PENSION APPLICABLE TO DEPENDENT (SON UNDER 25, UNMARRIED/ DIVORCED/ WIDOWED DAUGHTER)
▪ Eligible claimant only should apply for pension
▪ Submit required documents to concerned Records/ MP5, through Zila Sainik Board
▪ Once meeting all eligible conditions of dependency during the lifetime of either parents or income criteria, PPO will be issued through SPARSH
▪ Rest of the procedure is the same as a family pension to a spouse.
