Military Veterans Welfare
Rules, Regulations and Updated orders & Instructions on Indian Defence related issues
The ESM Info Club is a committed welfare initiative dedicated to serving Ex-Servicemen (ESM), war widows, family pensioners, dependents of armed forces personnel, and even serving soldiers. In an era where rules, procedures, and government systems are rapidly changing, the need for accurate, timely, and dependable information has become crucial for the defence fraternity. ESM … Read more
Benefits applicable to DSP Pension Account Holder Benefits under Pension Account are subject to classification of Savings Bank Account to respective Pension Account and Variant in banks system. All Customers Drawing Pension through SBI Accounts are required to apply along with proof of Pension and PPO to their home branch for conversion of savings account … Read more
Re-employment after military retirement is common among Junior Commissioned Officers (JCOs) and Other Ranks (ORs). However, confusion persists regarding Dearness Relief (DR) on pension and pay fixation rules in Central/State Government offices, PSUs, autonomous bodies, and banks. The PCDA (Pensions) Circular No. 200 dated 12 April 2018 provides authoritative clarification on when DR is admissible … Read more
A Detailed information for awareness of Ex-Servicemen Zila Sainik Boards (ZSBs) form the backbone of welfare administration for Ex-Servicemen (ESM) and their families at the district level. Functioning as the primary interface between the veteran community and local administration, ZSBs ensure the timely resolution of grievances, effective implementation of welfare schemes, and coordination with district … Read more
A Comprehensive Guide for Eligible Students and Ex-Servicemen Families The Prime Minister’s Scholarship Scheme (PMSS), administered by the Kendriya Sainik Board (KSB) under the Ministry of Defence, Government of India, aims to support the higher professional education of wards and widows of Ex-Servicemen (ESM) and Ex-Coast Guard personnel. For the academic year 2025–26, fresh applications … Read more
The Government of India has constituted the 8th Central Pay Commission (8th CPC) to review and recommend revisions in the pay, allowances, and retirement benefits of Central Government employees and pensioners. The formation of a Pay Commission every 8–10 years ensures that government salaries remain rational, competitive, and aligned with the evolving economic and administrative … Read more
The Government of India’s Department of Pension & Pensioners’ Welfare (DoPPW) has issued a new Office Memorandum dated 27th October 2025, providing important clarification regarding the Enhanced Rate of Family Pension in cases where a Government employee passes away after retirement. This clarification addresses frequent queries and RTI applications received by the department, particularly regarding … Read more
No more Humiliation of Army Ranks The rank structure of the Indian Army, particularly for its Non-Commissioned Officers (NCOs) and Junior Commissioned Officers (JCOs), has been a subject of discussion regarding its suitability in the modern military context and its impact on the dignity of the personnel. Ranks like Subedar, Havildar, and Sepoy trace their … Read more
Powering Modernisation Through Optimum Budget Utilisation India’s journey toward building a self-reliant and technologically advanced defence force continues with remarkable momentum. By the end of September 2025, the Ministry of Defence (MoD) has already utilised over ₹92,000 crore, accounting for 51% of the total ₹1.80 lakh crore capital outlay allocated for the Financial Year 2025–26. … Read more
Overview of ZSB The Zila Sainik Board (ZSB) functions as the district-level body responsible for the implementation of welfare measures for Ex-Servicemen (ESM), widows, and dependents of serving or deceased personnel. It also plays a vital role in resolving grievances through coordination with the local civil administration. Each ZSB covers one or more revenue districts … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) provides comprehensive medical care to eligible Ex-Servicemen (ESM) and their dependents through a vast network of ECHS Polyclinics, Empanelled Hospitals, and Government/Service Hospitals. The treatment process varies based on the type of medical situation—normal, emergency, or specialized treatment in government or non-government institutions. Normal Treatment Procedure Step 1: Visit … Read more
About the Sainik Board The Kendriya Sainik Board (KSB) stands as the apex body of the Government of India dedicated to the resettlement, rehabilitation, and welfare of Ex-Servicemen (ESM) and their families. Functioning under the Department of Ex-Servicemen Welfare (DESW), Ministry of Defence, the KSB coordinates nationwide efforts through a network of Rajya Sainik Boards … Read more
Important Advisory:For accurate and updated information, please refer only to the official SPARSH website: SPARSH. SPARSH has not launched or authorized any WhatsApp-based service for pension-related assistance. The official contact numbers and communication channels of SPARSH are available on its website. Pensioners and beneficiaries are advised not to rely on unverified messages, WhatsApp forwards, or … Read more
🏛️ About SBI Foundation SBI Foundation, the CSR arm of the State Bank of India, continues to promote inclusive development through education, health, and skill-building initiatives. One of its key educational initiatives is the Asha Scholarship, aimed at supporting meritorious and deserving students across India. 🎓 Specialised Scholarship Categories The SBI Asha Scholarship covers a … Read more
Why Toll Tax Exemption matter is a Debatable Topic ? There has long been a common belief that all Indian Army soldiers are exempt from paying toll tax at highways across India. However, the actual legal provisions are more specific. Only certain categories of personnel and vehicles qualify for exemption, while others must pay toll … Read more
Overview of the Recruitment against Vacancy Reserved for Exservicemen The Ex-Servicemen Contributory Health Scheme (ECHS) under the Ministry of Defence, Government of India, has announced new recruitment opportunities for various positions at its Polyclinics in Barrackpore, Krishnanagar, and Hooghly (Arambagh).This recruitment is on a contractual basis for one year, renewable based on performance and other … Read more
Department of Posts (DoP), Establishment Division, has issued an Office Memorandum dated 16.09.2025, regarding Pay Fixation of Re-employed Ex-Servicemen belonging to the Combatant Clerk category. (a) Applicability of Pay Fixation Benefits The pay fixation benefit for Ex-Combatant Clerks/Storekeepers re-employed as Clerk/Storekeeper under Para 16(2) of CCS (Fixation of Pay of Re-employed Pensioners) Orders, 1986 continues … Read more
Introduction / परिचय Dependent I-Card Ex-Servicemen (ESM) के परिवार के लिए एक बहुत ही important document है।यह कार्ड आपके wife, son, daughter, या dependent parents के लिए ज़रूरी होता है जब वे किसी defence establishment में जाते हैं या defence quota में किसी education, job reservation, या अन्य सुविधा का लाभ लेना चाहते हैं। इसलिए … Read more
Every year, the SSC conducts the CPO (Central Police Organization) examination to recruit Sub-Inspectors for Delhi Police and various CAPFs (Central Armed Police Forces) such as BSF, CISF, CRPF, ITBP, SSB. The 2025 recruitment drive offers a rare and sought-after career opportunity for graduates aiming to join law enforcement at a neater level. With over … Read more
Sainik School under the Public-Private Partnership In a major development for Eastern Uttar Pradesh, the region is set to get its first Sainik School under the Public-Private Partnership (PPP) model. This school, located in Nawabganj, Prayagraj, will not only be Purvanchal’s first but also Uttar Pradesh’s fourth Sainik School. It is scheduled to begin operations … Read more