After retirement or release from the Armed Forces, your welfare is looked after by the Kendriya Sainik Board through ZSB/RSB or station HQ. A number of welfare grants are available which can be availed if you have awareness. In this article you will get to know the details of the Welfare grants available for exservicemen and family members.
Kendriya Sainik Board Secretariat is providing help and support to the veterans and their family members which is an attached office of Department of Ex-Servicemen Welfare (DESW), Ministry of Defence. This also manages the Armed Forces Flag Day Fund(AFFDF) . A larger portion of AFFD Fund goes towards the various welfare schemes under the Raksha Mantri Ex-servicemen Welfare Fund (RMEWF). The details of schemes and payments made to the beneficiaries of ESM and their dependents is as under.
KSB Welfare Grants for Veterans and their Family Members
| Ser No | Name of Grants/Financial Assistance | Amount/rate |
| 1 | Penury Grant (65 Yrs and above) (Non-Pensioners up to Hav Rank) | Rs. 4,000/-pm (Life time) |
| 2 | Education Grant (up to two children) (Pensioner/Non Pensioner up to Hav Rank) Boys/Girls up to Graduation Widows for PG | Rs. 1,000/-pm |
| 3 | Disabled Children Grant (Pensioner/Non-pen up to JCO Rank) | Rs. 3,000/-pm |
| 4 | Daughter’s Marriage Grant (up to 02 Daughters) (Pensioner/Non-Pen up to Hav Rank) | Rs. 50,000/- * |
| 5 | Widow Re-Marriage Grant (Pensioner/Non-Pen up to Hav Rank) * If married solemnly on or after 21 April 2016 | |
| 6 | Medical Treatment Grant (Non-pensioner up to Hav Rank) | Rs. 50,000/- (Max) |
| 7 | Orphan Grant (Pensioner/Non-pen All Ranks) Daughters of ex-servicemen till she is married. One Son of ex-servicemen upto 21 years of age. | Rs. 3,000/-pm |
| 8 | Vocational Trg Grant for Widows (Pensioner/Non-Pen upto Hav Rank) | Rs. 50,000/- (One Time) |
Grants for Treatment of Serious Disease
| 1. | Serious Diseases as listed below: – Angioplasty, Angiography, CABG, Open Heart Surgery, Valve Replacement, Pacemaker Implant, Renal Implant, Prostate Surgery, Joint Replacement and Cerebral Stoke. Other Diseases: Where more than Rs. 1.00 Lac has been spent on treatment | 75% and 90% of total expenditure to Officer and Personnel Below Officer Rank (PBOR) respectively. Up to a maximum of Rs. 1.50 Lac one time. |
| 2. | Dialysis and Cancer treatment | 75% and 90% of total expenditure Officer and PBOR respectively. Up to a maximum of Rs. 75,000/- per FY only |
3. Modified Scooter Grant: Rs. One lakh provided to those ESM, who are disabled after service with a disability of 50% or more and who are not covered under the scheme of AG’s Branch of IHQ (Army, Navy & Air Force).
4. Subsidy on Home Loan: KSB Reimburses, maximum of Rs. 1.00 Lac i.e. 50% of interest by way of subsidy on home loan from Bank/public sector institutions for construction of house to war bereaved, war disabled and attributable peace time casualties.
5. Prime Minister’s Scholarship Scheme: Total 5500 scholarship are provided to eligible wards based on merit for the entire duration of the courses. The rates of Scholarship are as follows:
(a) Rs. 2500/- per month for boys.
(b) Rs. 3000/- per month for girls.
During the last financial year, KSB has paid approx 367 Crores to the armed Forces veterans and and their family members as welfare grants. You may apply , if eligible to the welfare schemes. Detailed infor is available in the official website of the KSB – www.ksb.gov.in

- Complete Guide to AFD-I Entitlements Under CSD for Serving, Retired Defence Personnel & Defence Civilians (2025 Update)The Canteen Stores Department (CSD) provides a wide range of… Read more: Complete Guide to AFD-I Entitlements Under CSD for Serving, Retired Defence Personnel & Defence Civilians (2025 Update)
- Get Direct Support from ESM Info Club: A Dedicated Platform for the Welfare of Veterans and Their FamiliesThe ESM Info Club is a committed welfare initiative dedicated… Read more: Get Direct Support from ESM Info Club: A Dedicated Platform for the Welfare of Veterans and Their Families
- Convert Your Defence Salary Package Account to DSP Pension Account Today Just From Your HomeBenefits applicable to DSP Pension Account Holder Benefits under Pension… Read more: Convert Your Defence Salary Package Account to DSP Pension Account Today Just From Your Home
- Reemployed Exservicemen Must Submit this Certificate to PCDA (P) to Continue DR on PensionIt has been observed that deerness relief of some pensioners… Read more: Reemployed Exservicemen Must Submit this Certificate to PCDA (P) to Continue DR on Pension
- SPARSH will Deduct DR with Life Certificate ? Analysis of PCDA Circular No. 200 and Pension RegulationsRe-employment after military retirement is common among Junior Commissioned Officers… Read more: SPARSH will Deduct DR with Life Certificate ? Analysis of PCDA Circular No. 200 and Pension Regulations
- Intelligence Bureau (IB) MTS Recruitment 2025 – Complete DetailsThe Intelligence Bureau (IB), operating under the Ministry of Home… Read more: Intelligence Bureau (IB) MTS Recruitment 2025 – Complete Details
- Recruitment of Women Sports Athletes in Territorial Army (Home & Hearth) BattalionThe Territorial Army (TA) is initiating a special recruitment drive… Read more: Recruitment of Women Sports Athletes in Territorial Army (Home & Hearth) Battalion
- A Clear Concept of Roles and Responsibilities of Zila Sainik BoardA Detailed information for awareness of Ex-Servicemen Zila Sainik Boards… Read more: A Clear Concept of Roles and Responsibilities of Zila Sainik Board
- Exservicemen may apply for PMSS for Academic Year 2025–26A Comprehensive Guide for Eligible Students and Ex-Servicemen Families The… Read more: Exservicemen may apply for PMSS for Academic Year 2025–26
- India’s Defence Manufacturing on Display at the 44th IITFThe 44th India International Trade Fair (IITF) opens tomorrow, 14… Read more: India’s Defence Manufacturing on Display at the 44th IITF
- Indian Air Force Recruitment 2026 in Officers Cadre – AFCAT 01/2026 & NCC Special Entry (Courses Commencing January 2027)Indian Air Force (IAF) has announced recruitment for men and… Read more: Indian Air Force Recruitment 2026 in Officers Cadre – AFCAT 01/2026 & NCC Special Entry (Courses Commencing January 2027)
- Why 8th CPC Prospects for Highly Improving Pay & Pension of Central Government EmployeesThe Government of India has constituted the 8th Central Pay… Read more: Why 8th CPC Prospects for Highly Improving Pay & Pension of Central Government Employees
- Clarification on Enhanced Rate of Family Pension After Death Post-Retirement — Must Know for all pensionersThe Government of India’s Department of Pension & Pensioners’ Welfare… Read more: Clarification on Enhanced Rate of Family Pension After Death Post-Retirement — Must Know for all pensioners
- Job Fair 2025 for Ex-Servicemen : Organised by DGREmpowering Veterans with New Career Opportunities The Directorate General Resettlement… Read more: Job Fair 2025 for Ex-Servicemen : Organised by DGR
- Defense Ministry Approves 100% Increase in Financial Assistance for Ex-Servicemen (ESM) and Their DependentsGovt Welfare Schemes for Exservicemen On 15 October 2025, the… Read more: Defense Ministry Approves 100% Increase in Financial Assistance for Ex-Servicemen (ESM) and Their Dependents
- India-Mongolia Strategic Partnership Strengthened: Defence Minister Rajnath Singh Calls on Mongolian President KhurelsukhIntroduction and Core Outcome Raksha Mantri Shri Rajnath Singh called… Read more: India-Mongolia Strategic Partnership Strengthened: Defence Minister Rajnath Singh Calls on Mongolian President Khurelsukh
- Petty Officer Vs Havildar : Need to Re-designating Indian Army RanksNo more Humiliation of Army Ranks The rank structure of… Read more: Petty Officer Vs Havildar : Need to Re-designating Indian Army Ranks
- WB SSC Gp C and D Exam 2025 – Apply NowThe West Bengal Central School Service Commission (WBSSC) has announced… Read more: WB SSC Gp C and D Exam 2025 – Apply Now
- Strengthening India’s Defence Capabilities: Powering Modernisation Through Optimum Budget UtilisationPowering Modernisation Through Optimum Budget Utilisation India’s journey toward building… Read more: Strengthening India’s Defence Capabilities: Powering Modernisation Through Optimum Budget Utilisation
- Zila Sainik Boards in your Welfare : Know its Duty and Activity to serve youOverview of ZSB The Zila Sainik Board (ZSB) functions as… Read more: Zila Sainik Boards in your Welfare : Know its Duty and Activity to serve you
- Pan-India DGR Job Fairs 2025-2026: A Second Career for Ex-Servicemen Grab EasilyDirectorate General Resettlement (DGR), जो Department of Ex-Servicemen Welfare (Ministry… Read more: Pan-India DGR Job Fairs 2025-2026: A Second Career for Ex-Servicemen Grab Easily
- How Rajya Sainik Boards are Helping the Exservicemen : Lets Know itThe Regional Sainik Boards (RSBs) and District Sainik Welfare Officers/Boards… Read more: How Rajya Sainik Boards are Helping the Exservicemen : Lets Know it
- Treatment Process for Ex-Servicemen (ESM) through ECHSThe Ex-Servicemen Contributory Health Scheme (ECHS) provides comprehensive medical care… Read more: Treatment Process for Ex-Servicemen (ESM) through ECHS
- Exserviceman Claim 48K every year for Education of Your Children : Detailed process hereSupporting the Educational Dreams of Soldiers’ Children & Widows Education… Read more: Exserviceman Claim 48K every year for Education of Your Children : Detailed process here
- Kendriya Sainik Board – New Role with Changing Environment for the Veterans’ WelfareAbout the Sainik Board The Kendriya Sainik Board (KSB) stands… Read more: Kendriya Sainik Board – New Role with Changing Environment for the Veterans’ Welfare
- 8th Central Pay Commission: Army’s Preparations and AspirationsPay Commission for Armed Forces Personnel and Veterans The Government… Read more: 8th Central Pay Commission: Army’s Preparations and Aspirations
- Guide to Family Pension for Next of Kin of Deceased Indian Military Pensioners in SPARSHThis guide provides the Next of Kin (NoK) of deceased… Read more: Guide to Family Pension for Next of Kin of Deceased Indian Military Pensioners in SPARSH
- SBI Foundation Asha Scholarship 2025 : Application Process🏛️ About SBI Foundation SBI Foundation, the CSR arm of… Read more: SBI Foundation Asha Scholarship 2025 : Application Process
- Toll Tax Rules for Indian Army Navy AF Personnel – Know the FactsWhy Toll Tax Exemption matter is a Debatable Topic ?… Read more: Toll Tax Rules for Indian Army Navy AF Personnel – Know the Facts
- ECHS Recruitment for Exservicemen : Apply NowOverview of the Recruitment against Vacancy Reserved for Exservicemen The… Read more: ECHS Recruitment for Exservicemen : Apply Now












































