Military Veterans Welfare
Rules, Regulations and Updated orders & Instructions on Indian Defence related issues
Ex-servicemen are not only protectors of the nation but also dedicated contributors to society after retirement. Their discipline, leadership, and commitment often drive impactful initiatives in civil life. The recent compilation of social contributions highlights the efforts of such veterans across different regions of India, showcasing their continued devotion to national service in new forms. … Read more
Job fair for Exservicemen The Directorate General Resettlement (DGR), under the Department of Ex-Servicemen Welfare, Ministry of Defence, has continued its vital mission to support the transition of military veterans into civilian careers. One of its flagship initiatives, the DGR Job Fair, aims to connect retiring and retired Armed Forces personnel with potential employers across … Read more
The Income Tax Return (ITR) filing season for FY 2024-25 (AY 2025-26) is officially underway, and this year comes with major changes that every taxpayer must pay attention to. The Government has granted a 45-day extension, shifting the due date from July 31 to September 15, 2025, due to substantial structural modifications introduced in the … Read more
Here’s a step-by-step How-to Guide for filing a pension-related grievance on the Pensioners’ Grievance Portal (PG Portal)– What Is the PG Portal / CPGRAMS? The Centralized Pension Grievances Redress and Monitoring System (CPGRAMS), also known as the PG Portal, is a 24×7 web platform run by the Department of Pension & Pensionsers’ Welfare. It allows … Read more
Introduction: The Pension Dilemma in India India’s senior citizen population is rapidly growing, and so are their financial and health-related needs. One significant concern raised in the Lok Sabha was about the age threshold for receiving additional pension. Currently, 20% extra pension is provided only after the age of 80, but a Parliamentary Standing Committee … Read more
Introduction: Breaking the Stereotype Ask someone to picture a soldier, and most will envision a combat-ready man with a gun at the border, standing tall with the national flag in the background. That’s it—no complex machinery, no laptops, no medical tools—just a gun. This limited image is not only misleading but also detrimental. It reflects … Read more
Commutation of pension has long been a debated topic among central and state government employees nearing retirement. Many retirees wonder whether opting for commutation is financially advantageous or if it leads to a loss in the long term. This article provides a detailed breakdown—supported by calculations and examples—to help pensioners make an informed decision. What … Read more
Project NAMAN is a flagship welfare program designed to provide comprehensive support services to veterans, serving armed forces personnel, Veer Naris (war widows), and their dependents. The initiative reflects the commitment of the Indian Armed Forces towards the holistic rehabilitation, financial aid, and continued dignity of those who have served the nation. Operated under the … Read more
Pay Fixation in Banks for Exservicemen The re-employment of ex-servicemen in Public Sector Banks (PSBs), Reserve Bank of India (RBI), Public Financial Institutions (PFIs), and Insurance Companies is an important social and economic objective. However, inconsistent pay fixation practices across institutions led to complaints from re-employed veterans. To address this, the Department of Financial Services … Read more
Here’s detailed infor on empanelled hospital / medical facility hubs list under the AOR (Area of Responsibility) of Regional Centre, ECHS Kolkata, covering multi/super specialty hospitals, single specialty hospitals, eye hospitals, dental clinics, and diagnostic labs: The Ex-Servicemen Contributory Health Scheme (ECHS) provides comprehensive medical care to ex-servicemen and their dependents. Under the RC ECHS … Read more
The India Post Office Savings Bank offers a variety of safe, government-backed savings schemes that cater to every age group and income level. These schemes offer fixed returns, tax benefits, and guaranteed maturity, making them an ideal choice for risk-averse investors. The updated interest rates and maturity values for Q2 FY 2025-26 (from 01.07.2025 to … Read more
Whether you are a serving soldier or a retired/ ex-serviceman, your salary or pension account with SBI can unlock a host of exclusive benefits — but only if you are aware of them. The Defence Salary Package (DSP) Account, offered by the State Bank of India (SBI) — the country’s largest public sector bank — … Read more
What is Notional Increment The concept of a notional increment on the last day of retirement (30th June/31st December) has been a topic of legal and administrative debate over the past few years. Various High Courts and the Hon’ble Supreme Court of India have delivered landmark judgments impacting pensionary benefits linked to this notional increment. … Read more
🛡️ Introduction Our soldiers are the backbone of national security, and protecting them from potential threats is essential to honor their service. The Chandigarh Police, under the directive of the Director General of Police, UT, has issued a detailed Standard Operating Procedure (SOP 1701-Z) to guide its officers in dealing with Army personnel involved in … Read more
Leave Travel Concession (LTC) is one of the most recognized allowances available to serving Central Government employees, allowing them reimbursement of travel expenses for visiting home or other parts of the country. However, in recent times, there has been a growing demand to extend the LTC benefit to pensioners, particularly after every four years — … Read more
The Indian government introduced the Unified Pension Scheme (UPS) in April 2025 as an alternative to the National Pension System (NPS) for central government employees. While many are debating which is better — UPS or NPS — the real question is: How can UPS become a better and sustainable option for government employees? Despite the … Read more
The table given here presents a comparative view of pension revisions under OROP-2, OROP-3, and the expected 8th Central Pay Commission (CPC) with a projected fitment factor of 1.92. The calculations include anticipated Dearness Relief (DR) and show a pension increase difference. 🔹 Key Components in the Table Abbreviation Meaning Q.S. Qualifying Service (in years) … Read more
The pensionary benefits for the families of deceased Armed Forces personnel are governed by well-defined provisions under the Pension Regulations for the Armed Forces. These provisions ensure financial support to the family or dependents after the death of the service member, whether in service or after retirement. 👪 Family Pension ✅ Eligibility Criteria: Family pension … Read more
Why Disability Pension Case of Supreme Court is Important Recently, the Hon’ble Delhi High Court dismissed the challenge filed by the Ministry of Defence (MoD) against the orders passed by the Armed Forces Tribunal (AFT) in nearly 300 cases.These AFT orders had granted disability pension to soldiers whose disabilities had been assessed as “Neither Attributable … Read more
Have you ever noticed how some people walk into a room and instantly draw attention? It’s as if their energy is contagious, their presence magnetic. Ever wondered how you could become one of those charismatic individuals? Well, the good news is that an attractive personality can be developed — with the right mindset and a … Read more