Editor ESM Info Club

Introduction The Canteen Stores Department (CSD) plays a crucial role in supporting serving and retired Armed Forces personnel, ex-servicemen, widows, and their dependents. CSD provides consumer goods, vehicles, and other essential items at concessional rates, ensuring welfare and financial relief for the defence community. Over time, the entitlement rules and procedures for purchasing high-value items—such … Read more

परिचय भारतीय सशस्त्र बलों (Indian Armed Forces) की निस्वार्थ सेवा, वीरता और समर्पण को सम्मान देते हुए, Hotel United House, शिर्डी (महाराष्ट्र) ने कृतज्ञता का एक विशेष कदम उठाया है। यह होटल एक Ex-Serviceman द्वारा संचालित है और यहां पर विशेष रियायती दरें (Concessional Tariffs) केवल serving और retired defence personnel तथा उनके परिवारों के … Read more

SPARSH: A Game-Changer for Defence Pensioners The System for Pension Administration (Raksha)—popularly known as SPARSH—is a digital platform launched by the Ministry of Defence for the automation of pension sanction and disbursement to defence pensioners, including veterans and family pensioners. Key Utilities of SPARSH: This system empowers pensioners with greater control, visibility, and accessibility over … Read more

Many pensioners often wonder whether disability pension is still exempt under the new income tax rules and e-filing system. Let us clarify—disability pension exemption is very much applicable, and the belief that it is not is completely incorrect. Below is the step-by-step process to file your Income Tax Return (ITR) correctly while claiming disability pension … Read more

The Central Organisation, Ex-Servicemen Contributory Health Scheme (ECHS), under the Integrated HQ of MoD (Army), has issued an advisory dated 08 April 2025 regarding Annual Medical Examination (AME)/Preventive Health Checkup for ECHS beneficiaries. This advisory provides clarity on the procedures, permitted facilities, and reimbursement rules related to AME. Reference The advisory refers to Government of … Read more

Serving and retired defence personnel often have to travel to Delhi for official work or for the medical treatment of their dependents. Delhi houses two of the top Armed Forces hospitals – Base Hospital and Research & Referral (R&R) Hospital – which makes the city a frequent destination for defence families. However, finding suitable accommodation … Read more

The NCC Special Entry Scheme 123rd Course (April 2026) offers a prestigious opportunity for unmarried male graduates, including wards of battle casualties of Army personnel, to join the Indian Army as Short Service Commissioned Officers. Candidates with a minimum of 50% marks in graduation and at least a ‘B’ grade in the NCC ‘C’ Certificate … Read more

हाल ही में रक्षा मंत्रालय द्वारा भारतीय सैनिकों के लिए एक महत्वपूर्ण आर्थिक निर्णय लिया गया है। जनवरी 2024 से सैनिकों के भत्ते में ₹1688 प्रतिमाह की वृद्धि की गई है। यह निर्णय 13 महीनों की देरी के बाद आया है, लेकिन इसके तहत सभी रैंक के सैन्यकर्मियों को बराबर लाभ मिलेगा। आइए जानते हैं … Read more

परिचय:रिटायरमेंट के बाद कई बार ऐसी आर्थिक परिस्थितियाँ सामने आती हैं जब तत्काल पैसों की आवश्यकता होती है। ऐसे में सैनिक और अर्धसैनिक बलों के पेंशनर्स के लिए SBI द्वारा चलाई जा रही “जय जवान पेंशन लोन योजना” एक बेहद उपयोगी और सरल विकल्प है। इस लेख में हम इस योजना की पूरी जानकारी सरल … Read more

Your Complete Guide to the Latest Benefits from the Directorate of Canteen Services , CSD Dte. The Directorate of Canteen Services (CSD), operating under the Quartermaster General’s Branch, has introduced sweeping changes to make life easier for its vast user base—serving personnel, veterans, Veer Naris, and their families. As of 2025, these updates represent a … Read more

भारत में रक्षा कर्मियों के लिए पेंशन प्रणाली उनकी सेवानिवृत्ति के बाद वित्तीय सुरक्षा का एक महत्वपूर्ण पहलू है। यह सुनिश्चित करता है कि जिन्होंने राष्ट्र की सेवा में अपने कई वर्ष बिताए हैं, उन्हें पर्याप्त सहायता मिले। सरकार लगातार इन पेंशन लाभों को सुधारने का प्रयास कर रही है ताकि वे सभी सशस्त्र बल … Read more