Editor ESM Info Club

The Ex-Servicemen Contributory Health Scheme (ECHS) has officially announced its Recruitment Drive for 2026, opening up 175 contractual vacancies across medical, paramedical, technical, and administrative categories. This recruitment drive is a significant opportunity for Ex-Servicemen (ESM), retired defence personnel, and qualified civilian medical professionals who wish to serve the veteran community while continuing their professional … Read more

Gratuity Rules and Recent Changes Gratuity is a statutory retirement benefit paid in recognition of long and continuous service. For Ex-Servicemen (ESM) who retire from the Armed Forces and later join civil employment (Central/State Government, PSU, Autonomous Bodies, Banks, etc.), a long-standing question arises: Is an Ex-Serviceman entitled to gratuity twice—once for military service and … Read more

An Official Initiative by Rajya Sainik Board, Govt. of West Bengal ( এই নিবন্ধের শেষে বাংলা অনুবাদ দেওয়া হয়েছে) The Rajya Sainik Board (RSB), Government of West Bengal, under the Home & Hill Affairs Department (Defence Branch), has issued an important directive to ensure wide dissemination of key financial, livelihood, and credit-linked schemes among Ex-Servicemen … Read more

In a significant step towards improving healthcare accessibility for defence personnel and ex-servicemen, the Ministry of Defence (MoD), Government of India, through the Kendriya Sainik Board (KSB), has issued an official communication regarding the launch of tele-consultation services through the E-SeHAT portal/app. This initiative aims to provide online medical consultations and medicine delivery under the … Read more

Insurance & Financial Preparedness Term Life Insurance Serving personnel must purchase a Term Life Insurance policy before retirement, as most insurers do not offer term insurance post-retirement. Early coverage ensures long-term financial security for dependents. Term insurance costs a little. Identity & Nominee Verification Ensure that Name, Date of Birth, and Dependent details are exactly … Read more

Background and Issuing Authority The Directorate General of Medical Services (Army) under Integrated Headquarters of Ministry of Defence (Army) has issued an official communication vide Reference No. B/78542/MPRS (O) dated 31 October 2025. The letter has been circulated to all major medical formations, including Southern, Northern, Eastern, Western, Central and Southwestern Commands (Medical), as well … Read more

When will be 8th CPC Implemented ? केंद्र सरकार ने 8th Central Pay Commission (8th CPC) का गठन औपचारिक रूप से कर दिया है और इसके लिए Ministry of Finance द्वारा 03 November 2025 को Terms of Reference (ToR) भी नोटिफाई कर दिए गए हैं। Lok Sabha में 08 December 2025 को Unstarred Question No. … Read more

आज के digital era में personal data protection एक बड़ी चिंता का विषय बन गया है, खासकर Ex-Servicemen (ESM) और ECHS beneficiaries के लिए, जिनके पास कई sensitive medical और personal documents होते हैं। हाल ही में Central Organisation ECHS ने एक महत्वपूर्ण advisory जारी की है जिसमें बताया गया है कि कई unverified websites … Read more

In the digital age, personal data protection has become a critical concern, especially for Ex-Servicemen (ESM) and ECHS beneficiaries who often handle sensitive medical and personal documents. The Central Organisation ECHS has issued an important advisory highlighting the growing risks associated with uploading personal documents on unverified websites that offer free online services. This article … Read more

The Canteen Stores Department (CSD) provides a wide range of subsidized AFD-I items—such as cars, two-wheelers, and electronic appliances—to serving personnel, retired personnel, widows (NOK), and defence civilians. The entitlements vary according to rank, pay band, and category. To help beneficiaries understand their eligibility, purchase limits, and financial ceilings, this article provides a comprehensive breakdown … Read more

Benefits applicable to DSP Pension Account Holder Benefits under Pension Account are subject to classification of Savings Bank Account to respective Pension Account and Variant in banks system. All Customers Drawing Pension through SBI Accounts are required to apply along with proof of Pension and PPO to their home branch for conversion of savings account … Read more

A Detailed information for awareness of Ex-Servicemen Zila Sainik Boards (ZSBs) form the backbone of welfare administration for Ex-Servicemen (ESM) and their families at the district level. Functioning as the primary interface between the veteran community and local administration, ZSBs ensure the timely resolution of grievances, effective implementation of welfare schemes, and coordination with district … Read more

A Comprehensive Guide for Eligible Students and Ex-Servicemen Families The Prime Minister’s Scholarship Scheme (PMSS), administered by the Kendriya Sainik Board (KSB) under the Ministry of Defence, Government of India, aims to support the higher professional education of wards and widows of Ex-Servicemen (ESM) and Ex-Coast Guard personnel. For the academic year 2025–26, fresh applications … Read more

The Government of India’s Department of Pension & Pensioners’ Welfare (DoPPW) has issued a new Office Memorandum dated 27th October 2025, providing important clarification regarding the Enhanced Rate of Family Pension in cases where a Government employee passes away after retirement. This clarification addresses frequent queries and RTI applications received by the department, particularly regarding … Read more

No more Humiliation of Army Ranks The rank structure of the Indian Army, particularly for its Non-Commissioned Officers (NCOs) and Junior Commissioned Officers (JCOs), has been a subject of discussion regarding its suitability in the modern military context and its impact on the dignity of the personnel. Ranks like Subedar, Havildar, and Sepoy trace their … Read more