DDA Karmjivi Housing Scheme 2026: Affordable Housing Opportunity for Government Employees & Ex-Servicemen
The Delhi Development Authority (DDA) has launched the DDA Karmjivi Housing Scheme 2026, offering 1,224 residential flats in Narela under the First-Come-First-Serve (FCFS) model.
The scheme is specially designed for serving and retired Government employees, Ex-Servicemen, Defence personnel, Railway employees, PSU staff, professionals, and other eligible applicants, making it one of the most attractive housing opportunities in Delhi this year.
What is the DDA Karmjivi Housing Scheme 2026?
The Karmjivi Housing Scheme is a special housing initiative by DDA under which residential flats are offered at discounted prices in Narela Pocket-11, Sectors A1 to A4.
Major Highlights
- Total Flats Available: 1,224
- Location: Narela, Pocket-11, Sector A1–A4
- Allotment Method: First-Come-First-Serve (FCFS)
- Flat Categories:
- 1 BHK
- 2 BHK
- 3 BHK
- Discount Offered: 25% on disposal price
Flat Categories and Prices
| Flat Type | Number of Flats | Discounted Price |
| 1 BHK | 384 | ₹3.33 lakh – ₹3.36 lakh |
| 2 BHK | 432 | ₹75.55 lakh – ₹83.58 lakh |
| 3 BHK | 48 | ₹1.06 crore – ₹1.19 crore |
Note: The above prices are disposal prices only. Buyers must also pay additional charges such as corpus fund, maintenance charges and registration fees.
Who Can Apply?
The scheme is open to:
Government Employees
- Central Government Employees
- State Government Employees
- PSU Employees
- Autonomous Body Employees
- Public Sector Bank Employees
- Government University Employees
- Government Hospital Employees
- Local Body Employees
- Railway Employees
- Postal Department Employees
- Serving & Retired Defence Personnel
- Ex-Servicemen
Professionals
Eligible professionals include both:
- Self-employed professionals
- Salaried professionals
Applicants must possess valid educational qualifications and professional certificates.
Important Dates
| Event | Date |
| Registration Starts | 24 July 2026 |
| Flat Booking Starts | 15 August 2026 (12:00 PM) |
| Last Date | 30 October 2026 |
Since the scheme follows the First-Come-First-Serve principle, applicants should complete registration and document verification before booking opens.
Registration Fee & Booking Amount
| Flat Type | Booking Amount |
| 1 BHK | ₹500 |
| 2 BHK | ₹4 lakh |
| 3 BHK | ₹10 lakh |
Registration Fee:
- ₹2,500 for first-time DDA applicants
- Existing registered applicants are exempt from this fee.
Additional Charges
Besides the flat price, buyers need to pay:
1 BHK
- Corpus Fund: ₹75,000
- 12 Months Advance Maintenance
2 BHK
- Corpus Fund: ₹1.5 lakh
- 12 Months Advance Maintenance
3 BHK
- Corpus Fund: ₹2.5 lakh
- 12 Months Advance Maintenance
Registration charges and other applicable fees are payable separately.
Documents Required
Government employees should upload:
- Employment Certificate
- Service Certificate
- Retirement Certificate (if retired)
Professionals should upload:
- Educational Certificates
- Professional Qualification Certificates
- Other supporting eligibility documents
How to Apply?
Applicants should follow these steps:
- Register on the DDA Portal.
- Pay the registration fee (if applicable).
- Upload eligibility documents.
- Wait for document verification.
- Log in on 15 August 2026 when booking opens.
- Select the preferred flat.
- Pay the booking amount.
- Complete further payment formalities.
Since allotment is on a First-Come-First-Serve basis, early booking improves the chances of getting the preferred flat.
Why This Scheme is Important for Ex-Servicemen
The DDA has specifically included serving and retired military personnel among the eligible categories.
This provides an excellent opportunity for:
- Army Veterans
- Navy Veterans
- Air Force Veterans
- Defence Civilians
- Retired Armed Forces Personnel
to own a residential property in Delhi at discounted prices.
Before Applying
Prospective buyers should:
- Visit the Narela site personally.
- Assess connectivity and nearby infrastructure.
- Review the detailed brochure for all applicable charges.
- Keep all required documents ready before the booking window opens.
Frequently Asked Questions (FAQs)
How many flats are available?
A total of 1,224 flats are available under the scheme.
Is the scheme open to Ex-Servicemen?
Yes. Serving and retired military personnel are eligible.
Is there any discount?
Yes. A 25% discount is available on the disposal price of the flats, though additional charges apply separately.
Is there any income limit?
The available scheme details do not specify an income limit. Eligibility is based on employment or professional status rather than income.
Conclusion
The DDA Karmjivi Housing Scheme 2026 offers a valuable opportunity for government employees, Ex-Servicemen, Defence personnel, railway employees, PSU staff, and qualified professionals to purchase discounted flats in Narela through a transparent First-Come-First-Serve process. Applicants should complete registration, prepare all required documents, and be ready when bookings begin to maximize their chances of securing a preferred unit.