Military Veterans Welfare
Editor ESM Info Club 
Recent Changes in Pay Fixation Issues The matter of pay fixation for ex-combatant clerks reemployed in the clerical cadre across various departments and ministries has been a topic of both interest and confusion among the ex-servicemen (ESM) community. Although the provision for pay fixation remains in force, it is important to understand its true impact, … Read more
Thinking about which course to be chosen after 12th ? Dont worry, here is a detailed guide for you. Choosing the right career path after 12th grade can be overwhelming, especially with the multitude of entrance exams available across various fields. This comprehensive guide aims to provide students and parents with a clear understanding of … Read more
You are with ESM Info Club Blog, and I am Bikash De, bringing you the latest updates on the pay fixation status of reemployed Ex-Servicemen (JCOs/OR). As you’re aware, following the implementation of the CCS (Revised Pay) – Fixation of Pay of Reemployed Pensioners Orders, 1986, vide DoPT OM dated 31.07.1986, a major disparity was … Read more
The Reserve Bank of India (RBI) issued updated guidelines on April 1, 2025, clarifying the procedures related to pension payments for retired employees of the Central Government. These FAQs are issued in a question-and-answer format, focusing on pension disbursement, recovery of overpaid amounts, submission of life certificates, and the rights of pensioners. 1. Can a … Read more
The Armed Forces Tribunal (AFT), Regional Bench at Chandigarh, delivered a significant order in OA 1448 of 2024, directing the Record Office of the Indian Armed Forces to reconsider the application for re-enrolment submitted by an ex-serviceman, Abhishek, who was earlier invalided out of service on medical grounds. Background of the Case Abhishek, represented by … Read more
In a significant move towards bolstering India’s defense capabilities and promoting self-reliance, the Ministry of Defence has entered into a contract with Bharat Electronics Limited (BEL), Bengaluru. This agreement, valued at ₹2,385.36 crore, focuses on the acquisition and installation of state-of-the-art Electronic Warfare (EW) Suites and aircraft modification kits for the Indian Air Force’s Mi-17 … Read more
In an important update for the welfare of Ex-Servicemen, the Central Organisation of ECHS has announced a revised ceiling limit for the procurement of basic hearing aids for veterans. The circular, addressed to the Directorate of Indian Army Veterans (DIAV), reflects the ongoing efforts to align support schemes with current market realities. Why the Revision? … Read more
Welfare schemes for Exservicemen and widows India holds its Ex-Servicemen (ESM) in the highest regard, recognizing their immense contribution to national security and welfare. To honor their service and support their post-retirement life, the Government of India has introduced a wide array of welfare schemes. These initiatives are channeled through the Directorate General of Resettlement … Read more
Amid growing concern over the treatment and welfare of defence personnel and their families, a significant public interest litigation (PIL) has been filed in the Punjab and Haryana High Court as published in the news article of 06 April 2025 from Chandigarh. The petitioner, Tamanna Swami, a law student from Mohali and the daughter of … Read more
Introduction In a significant move to bolster India’s maritime strength, Defence Minister Shri Rajnath Singh reviewed the Indian Navy’s operational preparedness during the first edition of the Naval Commanders’ Conference 2025, held at the Karwar Naval Base, Karnataka. The event marked an important strategic dialogue amid changing global security dynamics and emphasized India’s maritime leadership … Read more
Recently, in a circular, ECHS has ordered all beneficiaries to submit a self declaration regarding not to indulge any malpractice related to unauthorised use of ECHS card/benefits. After a few days , ECHS has suspended the orders/system of submission of self declaration form. In this regard beneficiary veterans have submitted representations to take action in … Read more
Filing incorrect Income Tax Returns (ITRs) can have serious consequences, especially for Indian Armed Forces personnel. Recent incidents have highlighted the importance of accurate tax filing within the defense community. Recent Incidents Involving Armed Forces Personnel Consequences of Incorrect ITR Filing Importance of Accurate and Timely ITR Filing To avoid these consequences, Armed Forces personnel … Read more
India’s Defence Sector Takes a Giant Leap Towards Self-Reliance In a major push to modernise and indigenise India’s defence capabilities, the Ministry of Defence (MoD) has signed significant contracts worth ₹2,500 crore under the ‘Buy (Indian – IDDM)’ category. The deals include procurement of the Nag Missile System (NAMIS) Tracked version and 5,000 advanced light … Read more
Learn how to register and login to the CSD AFD portal in 2025 with this detailed guide. Perfect for Ex-Servicemen and Armed Forces personnel. Step-by-step instructions included. How to Register and Login to the CSD AFD Portal in 2025 – Complete Guide for Armed Forces Personnel The CSD AFD portal is a revolutionary initiative by … Read more
The Indian pension community can finally breathe a sigh of relief. Amid growing anxiety surrounding the Finance Bill 2025, Union Finance Minister Nirmala Sitharaman has issued a strong and clear statement in the Rajya Sabha: “There will be no reduction, amendment, or disruption in current pension benefits for either central government or defence pensioners.” This … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) was established to honor the service of our veterans by ensuring they and their families receive accessible, quality healthcare. But today, many ECHS beneficiaries find themselves in a troubling situation—being held accountable for the misuse of their ECHS cards, even when they have no control over how these cards … Read more
Briefing on Meeting with Secretary Pension A recent meeting was held with the Secretary Pension to discuss various issues pertaining to pension management and reforms. The session covered key topics including policy revisions, administrative improvements, and the financial sustainability of the pension system. Key Discussion Points Recommendations and Decisions Pension System Reforms The meeting concluded … Read more
The Government of India, Ministry of Finance, Department of Revenue, Central Board of Direct Taxes (CBDT) has issued Circular No. 03/2025, detailing the Income Tax Deduction from Salaries during the Financial Year 2024-25 under Section 192 of the Income Tax Act, 1961. This circular provides guidelines for employers regarding tax deduction at source (TDS) on … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) is a vital initiative aimed at providing comprehensive healthcare to ex-servicemen and their dependents. To streamline medical care, the ECHS has established a referral procedure for treatment at empaneled hospitals. This ensures that beneficiaries receive timely and efficient healthcare services while maintaining proper documentation and approvals. Step-by-Step Referral Process … Read more
In a significant development, the Indian Army and the State Bank of India (SBI) have renewed their Memorandum of Understanding (MoU) on 16 January 2025, ensuring financial security and benefits for serving personnel, including Gentleman Cadets and pensioners. The renewed MoU will remain valid for three years, extending its benefits until 15 January 2028. This … Read more