Army Welfare Housing Organisation
(AWHO)
Providing quality, affordable homes to India’s serving and retired Army community — on a No Profit No Loss basis since 1978.
AWHO (Army Welfare Housing Organisation) is the only official Army housing body. A separate entity, AFWHO (Armed Forces Welfare Housing Organisation), is not connected with AWHO in any manner. Army personnel are advised to exercise caution before dealing with AFWHO. Scroll down for the official AWHO circular on this matter.
What Is AWHO? — A Trusted Institution Since 1978
The Army Welfare Housing Organisation (AWHO) is a registered society formed in December 1978 under the Societies Registration Act XXI of 1860. Its singular mission: to construct and allot quality dwelling units to serving and retired Army personnel, their widows, and parents of unmarried fatal casualties — at the most affordable rates possible.
Operating under its founding charter of “No Profit No Loss,” AWHO has delivered thousands of homes across India over nearly five decades. It is headquartered at South Hutments, Kashmir House, Rajaji Marg, New Delhi – 110011, and its official website is www.awhosena.in.
Unlike private builders driven by profit, AWHO’s mandate is the welfare of the Army family. Any surplus recovered from a project is refunded to allottees with interest — a policy that has seen AWHO refund over ₹61.52 crore to 7,822 allottees as of August 2024, demonstrating its commitment to financial transparency.
AWHO vs AFWHO — The Official Word
In May 2025, AWHO issued a formal circular addressed to all Command HQs, Corps HQs, Area/Div HQs, Sub Area/Brigade HQs, Category ‘A’ & ‘B’ Establishments, Regimental Centres, and Rajya Sainik Boards. The subject heading was unambiguous:
“It has come to notice that an organization named ‘Armed Forces Welfare Housing Organisation (AFWHO)’ is also advertising for Housing projects for Defence personnel on Pan India basis. To clear the ambiguity between AWHO and AFWHO, it is clarified that AFWHO is not connected in any manner with Army Welfare Housing Organisation. Anybody dealing with AFWHO shall do so at his/her own risk.”
The circular also reaffirmed AWHO’s core mandate in Paragraph 1: “AWHO provides different types of dwelling units to the serving/retired army personnel, their widows and parents of unmarried fatal casualties. We function on ‘No Profit No Loss’ basis and our endeavour is to provide good quality houses at the cheapest rates in a good environment.”
The similar-sounding name of AFWHO has caused confusion among defence personnel across India. Key points to remember:
- AWHO (Army Welfare Housing Organisation) → Official. Website: www.awhosena.in
- AFWHO (Armed Forces Welfare Housing Organisation) → Not connected to AWHO or the Army establishment.
- Any financial transaction with AFWHO is entirely at the individual’s own risk.
- Always verify through the official AWHO website or your unit’s administrative channels.
What AWHO Offers Its Members
AWHO provides a comprehensive housing ecosystem — not just a flat, but a well-planned community with quality infrastructure. Its projects across India are designed with the lifestyle and security needs of the Army community in mind.
Cost-to-cost pricing with no builder profit margin. Surplus is refunded to members.
Low-rise buildings, green open spaces, and secure environments tailored for veterans.
Projects in North, South, East, West zones and NCR — from Mohali to Kochi.
Over ₹61.52 crore refunded to 7,822 allottees with interest as of August 2024.
Lucky draw system when demand exceeds supply — ensuring transparent, equal access.
Modern Engineering, Procurement and Construction model for timely project delivery.
Who Is Eligible for an AWHO Home?
AWHO housing is exclusively for the Army community. Eligible applicants include:
- All serving soldiers and officers (regular and short service commission)
- Retired Army personnel of all ranks
- Widows of Army personnel who died in service or after retirement
- Parents of unmarried personnel who died as fatal casualties
Civilian defence employees and members of Air Force or Navy are generally not eligible for AWHO projects (they have their respective housing boards — AFNHB). The AWHO serves the Army family specifically.
How to Apply — Step-by-Step Process
AWHO first gauges interest through a Demand Survey on www.awhosena.in and through Army channels for specific cities or regions.
Eligible applicants fill Form AH-30 (available on the website) and pay a ₹10,000 registration fee to confirm interest.
AWHO acquires suitable land and engages vetted contractors under the EPC model. Construction commences post statutory clearances.
When demand exceeds availability, a lucky draw is conducted to ensure fair allotment among eligible registrants.
On project completion, homes are handed over with a nominal administrative charge. Any cost savings are refunded with interest.
AWHO’s Active Projects & Demand Surveys (2024–2025)
AWHO maintains a robust portfolio of ongoing and upcoming housing projects across India. The following table reflects active locations as listed on the official website:
| Zone | Project / Location | Status |
|---|---|---|
| North | Mohali, Sector 114 | Active Project |
| North | Prayagraj (Kalindipuram) Phase II | Active / Updates ongoing |
| North | Jammu City | Demand Survey active |
| North | Srinagar (J&K) | Demand Survey |
| NCR | Gurgaon, Sector 95 (Shanti Vihar) | Active / Refunds ongoing |
| NCR | Meerut (Rakshapuram) Phase II | Active Project |
| West | Pune Wagholi (Vijay Vihar) | Active Project |
| West | Pune Wagholi Phase II | Registration Open (Priority-II) |
| South | Chennai (OMR Turnkey) | Active Project |
| South | Coimbatore | Demand Survey active |
| South | Kochi (Silver Sand Island) | Active Project |
| South | Mysore (Kesare) – Incl. Commercial Plots | Active / Plots available |
| Other | Neemrana & Alwar | Demand Survey (closed) |
| Other | Bhopal (MP) | Inclination Survey: Jun–Oct 2025 |
| Other | Haldwani / Kotdwara | Survey stage |
| Other | Secunderabad | Survey stage |
Source: www.awhosena.in. Project statuses are subject to change; always verify with official channels.
📞 Contact AWHO Directly
- Website: www.awhosena.in
- Address: South Hutments, Kashmir House, Rajaji Marg, New Delhi – 110011
- Phone: 011-23017768, 8448693054, 011-23013163 (Ext 353/325)
- Fax: 011-23010599
- Email: mkt05@awhosena.org
A Note on Accountability & Transparency
AWHO’s history has not been without controversy. A widely circulated letter in Army veterans’ forums — including online groups and networks — raised concerns about the organisation’s functioning, noting issues related to transparency, the Right to Information Act, and property transfer norms. Authored by a former officer and circulated through the Forces Network Google Group, the note pointed out that AWHO claimed exemption from the RTI Act as a private society, even while being housed in Army premises and staffed partly by serving personnel.
In response to legitimate member concerns, AWHO has in recent years taken measurable steps towards greater accountability: publishing project updates on its official website, refunding surpluses with interest, and reducing administrative charges — signalling a move toward the transparent, member-centric functioning its charter envisages.
Members are encouraged to raise concerns through official channels and use the AWHO grievance mechanisms available on the website. The organisation’s No Profit No Loss foundation remains its most important commitment to the soldiers it serves.
Conclusion — The Right Body for Army Housing
For any serving or retired Army person seeking to own a home in India, AWHO remains the gold standard — an institution built by the Army, for the Army, operating without profit motive. With ongoing projects from Mohali to Kochi and active demand surveys in new cities for 2025, AWHO continues to expand its reach across the country.
The May 2025 circular makes one thing clear: AFWHO is not AWHO. Always verify the source before committing funds. The official website www.awhosena.in is the single authentic source for project information, application forms, and updates.
Soldiers have given their years to the nation. AWHO’s mission — however imperfectly executed at times — is to ensure that those soldiers and their families have a roof over their heads that is worthy of that service.