Military Veterans Welfare
Rules, Regulations and Schemes Updated orders & Instructions on Welfare of Exservicemen
Indian Army ne 2026 me ek important update diya hai jo sabhi Agniveers ke liye kaafi beneficial hai. Naye advisory ke according Risk & Hardship Allowances aur Dress Allowance dono me increase kiya gaya hai. Yeh revision 02 March 2026 se effective hai. Agar aap Agniveer hain ya aapka koi family member Army me serve … Read more
AWHO (Army Welfare Housing Organisation) – Affordable Homes for Soldiers | Official Guide 2025 Official Housing Body · Est. 1978 Army Welfare Housing Organisation(AWHO) Providing quality, affordable homes to India’s serving and retired Army community — on a No Profit No Loss basis since 1978. ⚠️ Important Notice — AWHO vs AFWHO AWHO (Army Welfare … Read more
Published on ESM Info Club | esminfoclub.com Why This Matters — Do Not Ignore This Dear Veterans and Fellow Ex-Servicemen, Namaskar. This is one of the most important things you need to check right now — before it is too late. After you, your wife will receive your family pension. But if her name or … Read more
देश की सेवा में समर्पित हमारे सैनिकों, पूर्व सैनिकों और वीरांगनाओं के सम्मान और कल्याण को ध्यान में रखते हुए हाल ही में कई अहम निर्णय और घोषणाएं की गई हैं। आइए एक-एक करके इन समाचारों पर नजर डालते हैं। 1. राजस्थान टूरिज्म की सौगात – होटल किराए में भारी छूट राजस्थान सरकार ने एक … Read more
The Rajya Sainik Board West Bengal has introduced a modern Ex-Servicemen (ESM) Smart Card system, in addition to the old handwritten identity cards issued by Zila Sainik Boards (ZSB). This new digital initiative brings speed, convenience, and transparency—allowing veterans and their dependents to apply online and receive their smart card within just a couple of … Read more
The Army Group Insurance Fund (AGIF) has introduced important policy updates for serving soldiers and ex-servicemen. These changes have come into effect from 1 April and aim to strengthen the financial security of soldiers and their families. The updated provisions include: This information is extremely important for Ex-Servicemen (ESM) and their families. Increase in Insurance … Read more
Armed Forces personnel—both serving and retired—along with their families, often travel across the country for pilgrimage, personal, or welfare-related purposes. Recognising their service and sacrifices, Hotel United House, Shirdi (Maharashtra) has extended a special concessional accommodation scheme exclusively for defence personnel and their families. This welfare-oriented initiative has been formally communicated to the Kendriya Sainik … Read more
The Army Group Insurance Fund (AGIF) is a vital financial safety net for personnel of the Indian Army. Over the years, AGIF has evolved not only to cover serving soldiers but also to extend insurance protection beyond retirement, discharge, or death, ensuring continued financial security for families. The AGIF Extended Insurance Scheme is especially important … Read more
A Landmark Judgment Upholding the Right to Life and Medical Dignity of Pensioners In a significant judgment reinforcing the constitutional right to life and healthcare, the Bombay High Court directed the Union of India and the Central Government Health Scheme (CGHS) to fully reimburse a retired Central Government pensioner for a life-saving heart transplant surgery. … Read more
Supporting the Educational Dreams of Soldiers’ Children & Widows Education is the most powerful tool for social and economic upliftment. Recognizing this, the Kendriya Sainik Board (KSB) under the Department of Ex-Servicemen Welfare (DESW), Ministry of Defence, provides Education Grants to support the children, widows, and orphans of Ex-Servicemen (ESM). Commonly this is known as … Read more
The Indian Armed Forces often require soldiers to move at very short notice for duty, training, leave, medical needs, and family requirements. Recognizing this, the Indian Railways has extended special support through Movement Control Office (MCO) Quota, which allows serving soldiers and veterans to obtain railway reservations on priority even when normal quotas are exhausted. … Read more
This is most important for Ex-Servicemen and Their Families. Why This Advisory is Important? If an ex-serviceman (PBOR or equivalent) passes away due to an accident, the family is eligible to receive an insurance cover of ₹30 lakh under the DSP (Defence Service Pension) scheme. This benefit is available only if the death occurs due … Read more
A variety of guest house and hotel facilities are available across India for Ex-Servicemen (ESM), serving defence personnel, and their families. These facilities aim to provide comfortable accommodation at reasonable rates or through special arrangements with defence organizations. Below is a compiled list of notable options: 1. Shimla – Adm Comdt Guest Rooms 2. Jaipur … Read more
The Indian Armed Forces Jawans and Junior Commissioned Officers (JCOs) usually retire at a much younger age compared to their civilian counterparts. Their post-retirement requirements and welfare needs are unique, covering not only pension-related matters but also healthcare, resettlement, and family welfare. Unlike civilian pensioners, ex-servicemen and their families face a range of issues connected … Read more
What are Part-II Orders? In the Indian Armed Forces, Part-II Orders are official records of important occurrences or events in the service life of a soldier. These orders ensure that all changes in the personal or family details of a serviceman are correctly documented and updated in official records. Even after retirement, certain life events … Read more
Let’s hold the Legacy of Wearing Medals by Exservicemen Medals are not just metallic insignia — they are symbols of honour, service, sacrifice, and the lifelong pride of having served the nation in uniform. Even after retirement, ex-servicemen remain ambassadors of the Indian Armed Forces. Wearing medals on civil attire during appropriate occasions serves as … Read more
Are We Witnessing the Birth of a New Civilization? We may look back at 2025 as the last normal year in human history.Just as the discovery of electricity transformed civilization, and the internet reshaped economies, politics, and society—Artificial Intelligence (AI) is now set to trigger the next seismic shift. For the past 10,000 years, humanity … Read more
Leave Travel Concession (LTC) is one of the most recognized allowances available to serving Central Government employees, allowing them reimbursement of travel expenses for visiting home or other parts of the country. However, in recent times, there has been a growing demand to extend the LTC benefit to pensioners, particularly after every four years — … Read more
Few Words on NPS vs UPS Greetings, friends! In recent times, discussions around pension schemes like NPS (National Pension System), UPS (Unified Pension Scheme), and OPS (Old Pension Scheme) have dominated the discourse among government employees and aspirants. With the release of the final circular on the UPS just a few days ago, the stage … Read more
HS Result of WB The West Bengal Council of Higher Secondary Education (WBCHSE) has been a cornerstone of the academic framework in West Bengal since its establishment in 1975. Over the decades, it has guided and empowered lakhs of students to pursue their dreams through higher secondary education. By setting curriculum standards, conducting fair examinations, … Read more