In the digital age, personal data protection has become a critical concern, especially for Ex-Servicemen (ESM) and ECHS beneficiaries who often handle sensitive medical and personal documents. The Central Organisation ECHS has issued an important advisory highlighting the growing risks associated with uploading personal documents on unverified websites that offer free online services. This article … Read more

The Canteen Stores Department (CSD) provides a wide range of subsidized AFD-I items—such as cars, two-wheelers, and electronic appliances—to serving personnel, retired personnel, widows (NOK), and defence civilians. The entitlements vary according to rank, pay band, and category. To help beneficiaries understand their eligibility, purchase limits, and financial ceilings, this article provides a comprehensive breakdown … Read more

Benefits applicable to DSP Pension Account Holder Benefits under Pension Account are subject to classification of Savings Bank Account to respective Pension Account and Variant in banks system. All Customers Drawing Pension through SBI Accounts are required to apply along with proof of Pension and PPO to their home branch for conversion of savings account … Read more

A Detailed information for awareness of Ex-Servicemen Zila Sainik Boards (ZSBs) form the backbone of welfare administration for Ex-Servicemen (ESM) and their families at the district level. Functioning as the primary interface between the veteran community and local administration, ZSBs ensure the timely resolution of grievances, effective implementation of welfare schemes, and coordination with district … Read more

A Comprehensive Guide for Eligible Students and Ex-Servicemen Families The Prime Minister’s Scholarship Scheme (PMSS), administered by the Kendriya Sainik Board (KSB) under the Ministry of Defence, Government of India, aims to support the higher professional education of wards and widows of Ex-Servicemen (ESM) and Ex-Coast Guard personnel. For the academic year 2025–26, fresh applications … Read more

The Government of India’s Department of Pension & Pensioners’ Welfare (DoPPW) has issued a new Office Memorandum dated 27th October 2025, providing important clarification regarding the Enhanced Rate of Family Pension in cases where a Government employee passes away after retirement. This clarification addresses frequent queries and RTI applications received by the department, particularly regarding … Read more

No more Humiliation of Army Ranks The rank structure of the Indian Army, particularly for its Non-Commissioned Officers (NCOs) and Junior Commissioned Officers (JCOs), has been a subject of discussion regarding its suitability in the modern military context and its impact on the dignity of the personnel. Ranks like Subedar, Havildar, and Sepoy trace their … Read more

Powering Modernisation Through Optimum Budget Utilisation India’s journey toward building a self-reliant and technologically advanced defence force continues with remarkable momentum. By the end of September 2025, the Ministry of Defence (MoD) has already utilised over ₹92,000 crore, accounting for 51% of the total ₹1.80 lakh crore capital outlay allocated for the Financial Year 2025–26. … Read more

Overview of ZSB The Zila Sainik Board (ZSB) functions as the district-level body responsible for the implementation of welfare measures for Ex-Servicemen (ESM), widows, and dependents of serving or deceased personnel. It also plays a vital role in resolving grievances through coordination with the local civil administration. Each ZSB covers one or more revenue districts … Read more

The Ex-Servicemen Contributory Health Scheme (ECHS) provides comprehensive medical care to eligible Ex-Servicemen (ESM) and their dependents through a vast network of ECHS Polyclinics, Empanelled Hospitals, and Government/Service Hospitals. The treatment process varies based on the type of medical situation—normal, emergency, or specialized treatment in government or non-government institutions. Normal Treatment Procedure Step 1: Visit … Read more

About the Sainik Board The Kendriya Sainik Board (KSB) stands as the apex body of the Government of India dedicated to the resettlement, rehabilitation, and welfare of Ex-Servicemen (ESM) and their families. Functioning under the Department of Ex-Servicemen Welfare (DESW), Ministry of Defence, the KSB coordinates nationwide efforts through a network of Rajya Sainik Boards … Read more

This guide provides the Next of Kin (NoK) of deceased Indian Navy pensioners with the structured application process for initiating Family Pension, depending on the migration status of the veteran’s pension to the SPARSH system. A. Understanding the SPARSH System SPARSH (System for Pension Administration – Raksha) is an initiative of the Government of India … Read more