Military Veterans Welfare
Rules, Regulations and Updated orders & Instructions on Indian Defence related issues
A Comprehensive Guide Based on Pension Regulations for the Army, Navy and Air Force Service in the Indian Armed Forces is not merely employment—it is a lifelong commitment to national security. Recognizing this extraordinary responsibility, the Government of India has established a structured and legally defined Family Pension system under the Pension Regulations for the … Read more
How many citizens are aware that combatant personnel of the Indian Army, Indian Navy, and Indian Air Force are excluded from the protections of India’s disability rights laws? While India has progressively strengthened disability protections through the Persons with Disabilities Act, 1995 and later the Rights of Persons with Disabilities Act, 2016, a critical and … Read more
In a landmark confirmation that brings clarity to thousands of former Central Government employees, the Union Government has officially validated the issuance of orders regarding notional increments for pensionary benefits. This development marks the culmination of a protracted legal and administrative struggle for retirees who stepped down just hours before their scheduled annual increments. The … Read more
What the matter is ? A retired Junior Commissioned Officer (JCO) has, over the past few years, submitted multiple applications and DO letters to the then General Officer Commanding (GOC), Dakshin Bharat Area, highlighting serious operational and systemic issues related to Dakshin Bharat Area Canteens (DBACs) and their Extension Counters (ECs). In the interest of … Read more
If your old and original Discharge Book, which was issued during retirement, is in very bad condition and don’t have all necessary information, then you can apply to Record Office for a Duplicate Discharge Book as replacement. DOCUMENTS REQUIRED FOR REPLACEMENT OF OLD DISCHARGE BOOK 1) Personal Application. Required in 3 original copies and addressed … Read more
Background and Objective of Army Group Insurance (Extended) Benefit for Exservicemen Family The Extended Insurance Benefit 2026 has been introduced to ensure continued financial protection to defence personnel and eligible beneficiaries beyond the standard insurance coverage period. The scheme primarily aims to safeguard families of service personnel and ex-servicemen against financial hardship arising from death … Read more
Allahabad HC: Employees Cannot Challenge Pension Terms Accepted “With Open Eyes” — Commutation Plea Rejected 1. Case Overview Retired employees of Punjab National Bank challenged the 15‑year commutation restoration period stipulated in the Punjab National Bank (Employee) Pension Regulation, 1995, arguing it should be reduced to 10 years since deductions matched the lump‑sum commutation within … Read more
Introduction The Government of India has issued an official Press Release regarding the online and offline sale of tickets for events associated with the Republic Day Celebration (RDC) 2026. These events include the Republic Day Parade, Beating the Retreat (Full Dress Rehearsal), and Beating the Retreat Ceremony. The notification outlines ticket prices, sale dates, purchasing … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS), under the Ministry of Defence, has launched a socially significant initiative titled “Project ECHS – Sewa Aur Samman” with the objective of strengthening support services for ECHS beneficiaries through structured volunteer engagement. To recognise and honour voluntary service rendered under this initiative, eligible volunteers are awarded the AWAA Certificate, … Read more
Background: What is Pension Commutation? Under the Central Civil Services (Commutation of Pension) Rules, 1981, a government servant (including defence civilian pensioners and similar categories) is allowed to commute up to 40% of his pension. This system is widely used by pensioners, including many Ex-Servicemen (ESM), to meet post-retirement financial needs such as housing, medical … Read more
The Ex-Servicemen Contributory Health Scheme (ECHS) has officially announced its Recruitment Drive for 2026, opening up 175 contractual vacancies across medical, paramedical, technical, and administrative categories. This recruitment drive is a significant opportunity for Ex-Servicemen (ESM), retired defence personnel, and qualified civilian medical professionals who wish to serve the veteran community while continuing their professional … Read more
Gratuity Rules and Recent Changes Gratuity is a statutory retirement benefit paid in recognition of long and continuous service. For Ex-Servicemen (ESM) who retire from the Armed Forces and later join civil employment (Central/State Government, PSU, Autonomous Bodies, Banks, etc.), a long-standing question arises: Is an Ex-Serviceman entitled to gratuity twice—once for military service and … Read more
An Official Initiative by Rajya Sainik Board, Govt. of West Bengal ( এই নিবন্ধের শেষে বাংলা অনুবাদ দেওয়া হয়েছে) The Rajya Sainik Board (RSB), Government of West Bengal, under the Home & Hill Affairs Department (Defence Branch), has issued an important directive to ensure wide dissemination of key financial, livelihood, and credit-linked schemes among Ex-Servicemen … Read more
DO NOT IGNORE THESE — CHECK NOW Retirement from defence service is not the end of responsibilities—it is the beginning of documentation-driven survival for your family.Thousands of widows and dependents face pension stoppage, legal battles, and financial distress not because rules are harsh, but because basic post-retirement formalities were ignored. This article analyses 25 most … Read more
In a significant step towards improving healthcare accessibility for defence personnel and ex-servicemen, the Ministry of Defence (MoD), Government of India, through the Kendriya Sainik Board (KSB), has issued an official communication regarding the launch of tele-consultation services through the E-SeHAT portal/app. This initiative aims to provide online medical consultations and medicine delivery under the … Read more
Insurance & Financial Preparedness Term Life Insurance Serving personnel must purchase a Term Life Insurance policy before retirement, as most insurers do not offer term insurance post-retirement. Early coverage ensures long-term financial security for dependents. Term insurance costs a little. Identity & Nominee Verification Ensure that Name, Date of Birth, and Dependent details are exactly … Read more
Background and Issuing Authority The Directorate General of Medical Services (Army) under Integrated Headquarters of Ministry of Defence (Army) has issued an official communication vide Reference No. B/78542/MPRS (O) dated 31 October 2025. The letter has been circulated to all major medical formations, including Southern, Northern, Eastern, Western, Central and Southwestern Commands (Medical), as well … Read more
When will be 8th CPC Implemented ? केंद्र सरकार ने 8th Central Pay Commission (8th CPC) का गठन औपचारिक रूप से कर दिया है और इसके लिए Ministry of Finance द्वारा 03 November 2025 को Terms of Reference (ToR) भी नोटिफाई कर दिए गए हैं। Lok Sabha में 08 December 2025 को Unstarred Question No. … Read more
आज के digital era में personal data protection एक बड़ी चिंता का विषय बन गया है, खासकर Ex-Servicemen (ESM) और ECHS beneficiaries के लिए, जिनके पास कई sensitive medical और personal documents होते हैं। हाल ही में Central Organisation ECHS ने एक महत्वपूर्ण advisory जारी की है जिसमें बताया गया है कि कई unverified websites … Read more
In the digital age, personal data protection has become a critical concern, especially for Ex-Servicemen (ESM) and ECHS beneficiaries who often handle sensitive medical and personal documents. The Central Organisation ECHS has issued an important advisory highlighting the growing risks associated with uploading personal documents on unverified websites that offer free online services. This article … Read more