https://desw.gov.in/en/benefits-widows-battle-casualties

NoK of Soldiers may Claim these Benefits

The Government of India provides various financial compensations and benefits to the Next of Kin (NOK) of deceased soldiers from the Indian Army, Navy, and Air Force. These compensations are aimed at providing support to the families of the deceased soldiers. Some of the key financial compensations and benefits include:

Pension: The NOK of the deceased soldier is entitled to receive a family pension. The amount of pension varies depending on factors such as the rank of the deceased soldier and length of service.

Death Gratuity: A lump sum payment known as death gratuity is provided to the NOK of the deceased soldier. The amount of death gratuity is determined based on the length of service of the deceased soldier.

Ex-Gratia Lump Sum Compensation: The NOK of the deceased soldier may receive an ex-gratia lump sum compensation from the government. This compensation is provided in addition to the pension and death gratuity.

Insurance Benefits: Soldiers often have insurance coverage as part of their service benefits. The NOK may receive insurance benefits, including group insurance and other insurance policies, in the event of the soldier’s death.

Education Assistance: The government may provide assistance for the education of the children of deceased soldiers. This assistance may include scholarships, fee waivers, or other forms of financial support for the education of the soldier’s children.

Housing Benefits: In some cases, the NOK of the deceased soldier may be eligible for housing benefits, including accommodation or housing assistance provided by the government.

Healthcare Benefits: The NOK may also receive healthcare benefits, including access to medical facilities and treatment provided by the armed forces or government hospitals.

These financial compensations and benefits are provided to support the families of deceased soldiers and help them cope with the loss of their loved ones. The specific benefits and eligibility criteria may vary depending on factors such as the cause of death, rank of the deceased soldier, and service regulations.

S.No.DescriptionAmount EntitledProcessed by
1.Liberalised Family PensionLast pay drawnCDA (P)Allahabad
2.Ex-Gratia (Central) Death occurring due to accidents in course of performance of dutiesDeath in course of performance of duties attributed to acts of violence by terrorists, anti-social elements etc. Death occurring in border skirmishes and action against militants, terrorists, extremist, sea pirates etc Death occurring while on duty in the specified high altitude, inaccessible border posts on account of natural disasters, extreme weather conditions. Death occurring during enemy action in war or such war like engagements, which are specifically notified by Ministry of Defence and death occurring during evacuation of
Indian Nationals from a war-torn zone in foreign country. (Revised rates wef 01 Jan 2016)
Rs 25.00 lacs
Rs 25.00 lacs
Rs 35.00 lacs
Rs 35.00 lacs
Rs 45.00 lacs
Records Office / MP-5 for cases CDA (P) Allahabad
3.Death link Insurance
Scheme DLIS(JCO/ORs)
Rs.60,000/- 
4.Medical Facilities to the dependents/NoksECHS (Ex-Servicemen Contributory Health Scheme) provides cashless health care to war-widows/war disabled defence personnel and their NoKs. War Widows are not required to pay the membership fee. 
5.Marriage GrantA grant of Rs 1,00,000/- is given for marriage of daughters, widow re-marriage and orphan son’s marriage of battle casualties (fatal), physical casualties (fatal). 
6.Vocational Training GrantRs 20,000/- (One time) for Widows (Pensioner/Non-Pen up to Hav.Rank) 
7.Educational Concession children of Armed Forces Officers/JCOs/ORs missing/disabled/killed in action (w.e.f. 01.07.2017)Based on length of service and emoluments last drawn by the deceased individual. 
8.Government accommodation RetentionRetention of Govt married accommodation for two years from the death of the Individual extended by one and a half year with the approval of the Competent Authority. 
9.Reservation in Jobs4.5% reservation for disabled ESM/dependents of Servicemen killed in action already in central public sector enterprises and nationalised banks. 
10.Resettlement SchemesThere are lot of schemes for resettlement schemes run by Directorate General Resettlement (DGR) like allotment of petrol pumps etc. to ensure proper resettlement of war widows/dependents. 
11.Air Travel Concession: 75% concession in domestic flights by Indian Airlines to War Widows Zilla/Rajya Sainik Board
12.Railway Travel Concession Ministry of Railways provides
concessions (upto 75%) on tickets to
widows of martyrs and Complementary
Card Passes to Chakra awardees and
their widows.
 Zilla/Rajya Sainik Board
13.Priority / Reservation in Professional /Higher Educational Institutes.Central Government and various State Govts have provision of reservation of seats in higher educational institutions for children of ESM. Wards/widows of Servicemen killed/ disabled in action are placed in Priority I and II respectively. (top categories)
About 38 seats are reserved as nominee candidates by KSB under MoHFW quota for ESM in admission to Medical /Dental Colleges.
Zilla/Rajya Sainik Board
14.Priority in Telephone Connection: No installation fees. 50% concession in Rental Charges Zilla/Rajya Sainik Board
15.Allotment of oil product agencies under the 8% defence quota Director General of Resettlement
16.Education Concession from MOD: Full re-imbursement of tuition fees, transportation charges and hostel charges less mess charges. Re-imbursement of the cost of books/stationery @ Rs 1000/-p.a, cost of uniform where compulsory upto Rs 1700/- during the first year and Rs 700/- for the subsequent years, and cost of clothing @ Rs 500/- for the first year and Rs 300/- for the subsequent years. The above educational concessions will be upto and inclusive of the first degree course (Revised rates wef 01 Sep 2008) AG’s Br (CW-3)
17.Final Settlement of AccountsPAO/CDA(O)
18.Armed Forces Personnel Provident Fund (AFPPF)As per contribution accumulated along with compound interest.PAO/CDA(O)
19.Armed Forces Battle Casualty Welfare Fund (AFBCWF)( publish date 6-may-2020)Rs. 8.00 lacs/- Addln ex-gratia grant to NoKs of deceased soldiers 
20.Death cum Retirement GratuityFull reimbursement of tuition fee
Full reimbursement of Hostel Charges for those studying in boarding schools and colleges.
CDA(P) Allahabad
21.Retention of Govt married accommodation for 2 yrs extendable upto 3 years & 6 months at Govt rates QMG Branch
BENEFITS BY STATE GOVTS
22.Benefits from State GovtsAs per State RulesState Govt
BENEFITS PROVIDED BY ARMY
S.No.DescriptionAmount EntitledProcessed by
23.Army Group Insurance
(w.e.f. 01.10.2016)
)
Rs. 75.00 lacs (Officers)

Rs. 40.00 lacs (JCO/ORs)
AGIF
24.AGI MaturityAs per contribution accumulated along with compound interest.AGIF
25.Leave EncashmentAs applicablePAO/CDA(O)
26.Army Wives Welfare
Association (AWWA)
Grant.)
Rs. 15,000/- ex-gratia grant to NoKs of
deceased soldiers (w.e.f. 01.04.2015)
Welfare Complex
27.Army Officers Benevolent FundRs 50,000/- (Officers only)AG’s Br (Accts Sec)
28.Army Central Welfare Fund / National Defence Fund One Time Grant to all surviving NOKs of all fatal battle casualties of all operations wef 15 Aug 1947 to 30 Apr 1999 from ACWF(K)/NDF(BC)One Time Grant to NOKs of all battle casualty wef 01 May 1999Rs 1.00 lacs
Rs 30,000/-
AG’s Br (R&W Sec)
29.Assistance from Army Welfare Corpus Education Scholarship (only for Professional Courses)PenurySelf Employment/Agro based venturTuition Fee + Rs 5,000/-(for Books) subject to a maximum of Rs 25,000/-p.a
Penury grant is provided at the rate of Rs. 4000/- per month for life time wef 01 Apr 2017.
Rs 25,000/-
AG’s Br (R&W Sec)
30.Reservation/Priority Defence Housing SchemesReservation (upto 3%) / Priority in Army Welfare Housing Organisation (AWHO) and Air Force Naval Housing Board (AFNHB dwelling units for widow/Parents of Battle Casualties/Fatal Casualties.AWHO

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