Income Criteria for Dependents to Get ECHS Benefit 

Consequent to the implementation of recommendations of the 7th Pay Commission and revision of income criteria for dependency of family in the CGHS vide Govt of India, the income criteria for dependency of family in ECHS also stands revised to Rs 9000/- plus amount of Dearness Relief on the basic pension of Rs 9000/- as on the date of consideration.

Auth : Govt of India , Ministry of Health and Family Welfare letter No S.11012/1/2/2016-CGHS-P dt 08 Nov 2016. 

Income Criteria for Parents

(a) Father and mother of ESM pensioner shall be deemed to be dependent if they normally reside with the ESM pensioner and their combined income from all sources does not exceedRs9000/- pm excluding DA thereon.

(b) Parents of the spouse of ESM are not permitted to become members. 

(c) In case a widow, who is in receipt of family pension joins the ECHS, then parents of her late husband can be made dependents. 

(d) In case both husband and wife are defence personnel, parents of both members are eligible if both pay subscription subject to meeting dependency criteria. As well as in case of female employees, parents or parents-in-law at her option subject to the conditions of dependency and residence etc. being satisfied. 

(e) If the adoptive father has more than one wife, only the first wife is eligible. (f) Step Parents are not eligible to avail ECHS benefits. Auth: Central Org ECHS letter No B/49701-PR/AG/ECHS dt 01 Jun 2006, 27 Sep 2017 and 16 Nov 2017. 7. 

Income Criteria for Spouse. 

(a) Legally wedded wife including more than one wife. Spouse living separately is included as dependent, as long as the ESM pensioner is responsible for her maintenance. In case spouse remarries, then he/she is not entitled.

(b) When the spouse is legally separated, he/ she cannot be termed as a dependent and hence cannot be made member of ECHS.

(c) In the event of plural marriage, where it is permitted by the rules, the following conditions should be fulfilled for claiming ECHS membership:-

(i) Necessary casualty for entering into plural marriage should have been published through unit Part II orders and names of both the wives should be found recorded in the service discharge book/ service particulars of retired officers booklet issued by respective Service HQ.

(ii) The names of both the wives should be found recorded in the PPO for grant of family pension award.

(iii)   In the case of widows, both wives should be in receipt of a share of family pension and PPO should be produced in support of evidence. 

(iv)  If a war widow remarries then she and her children from first marriage are eligible. Her husband,however,will NOT be eligible. Auth: Central Org ECHS letter No B/49701-PR/AG/ECHS dt 01 Jun 2006, 27 Sep 2017 and16 Nov 2017. 

Income Criteria for Daughter

 (a)   Details must exist in the service record of the pensioner.
(b) Unmarried and unemployed daughters are permitted to be incl as dependents.

(c) Widowed/ divorced daughters dependent on the pensioner and residing with the latter are also permitted to be included. However, minor children of widowed/ separated daughters who are dependent upon the ECHS beneficiary and normally residing with him shall be eligible upto the age of 18 years. 9. Mentally/ Physically Handicapped Daughter. Mentally/ physically handicapped daughter who is unable to earn her livelihood is permitted to be dependent for life time. It means that ECHS benefits are entitled to dependent daughter for life time treatment subject to the following eligibility conditions:- 

(a) Should be unmarried.
(b) Income should be less than Rs 9000/- per month excluding DA thereon.
(c) Should be normally residing with the primary ECHS beneficiary. Auth: Central Org ECHS letter No B/49701-PR/AG/ECHS dt01 Jun 2006dt27 Sep 2017 and 16 Nov 2017.

Income Criteria for Son

Son is eligible for ECHS membership till he starts earning or attains the age of 25 years or gets married, whichever is earlier. A mentally/ physically handicapped son who is unable to earn his livelihood is permitted to be dependent for life time. It means that ECHS benefits are entitled to dependent disabled son beyond 25 years of age subject to the following eligibility conditions:- (a) Should be disabled. (b) Disability should be 40% and above.

(c) Should be unmarried.
(d) Income should be less than Rs 9000/- per month excluding DA thereon.
(e) Should be normally residing with the primary ECHS beneficiary. 

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