How to Enter your Wife’s Name in PPO – for Defence Pensioners

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HOW TO APPLY FOR JOINTLY NOTIFIED (JN) PPO, “DURING THE LIFE-TIME OF ESM.”

If your wife’s Name is NOT written in your Service PPO or written only as LTA Nominee in your old Pension Book of Pre-1995 pensioners  then, she will NOT get Family Pension, immediately after your death. 

If your Wife’s Name is written in your PPO then it is called Jointly Notified PPO or JN-PPO. If you have a JN-PPO then your wife will get Family Pension from same JN-PPO immediately after your death for her life time and NO separate PPO will be issued to her. 

If you do NOT have a JN-PPO, then after your death, your wife (Widow) will NOT get Family Pension. She will have to apply for a separate new PPO on her name. It may take 1/2 yrs to get new PPO and start her family Pension.  

If you do NOT have a JN-PPO, then there may be possible reasons are as under-

You have got married after retirement and never sent documents to Record Office for Marriage Publication Part -2 Order. Hence, in your Record Office, your wife’s Name is not available. In that case first apply for Marriage Part-2 Order then ENDORSEMENT Of Wife’s Name in PPO, through ZSB to get JN-PPO.  

You have retired before 1995, and having only Pension Book. In which, wife’s Name is written as LTA NOMINEE only. In such cases, Wife as Nominee WILL NOT get Family Pension after your demise. So, immediately apply for JN-PPO as per Procedure given below :-

If your Wife’s Name is correctly written in Service Records, but by mistake not endorsed in your PPO. In that case also apply for JN-PPO immediately.

If you have got re-married, after Death or Divorce from first wife, then in your JN-PPO, first Wife’s Name may still be there. In that case a separate procedure to be followed to endorse Second Wife’s Name. 

How to Apply for Joint PPO

To apply for JN PPO, your Wife’s correct Name must be written in your Service Records. If Name & DOB are incorrect, then first take up case with Record Office for correction and issue of Part-II Order.  

If your Wife’s Name is NOT mentioned in your Discharge Book, PPO and Service Records at all, then apply for Marriage Publication first. Procedure given separately. 

Documents required for JN PPO of Defence Pensioners

(a) Personal Application. – 3copies. 

(b) Appendix-A. 

(c) Annexure-II.

(i) Take print of both Forms separately on A-4 size papers back to back and not in separate pages.  

(ii) Recent, joint, passport size colour photo with your wife to be pasted on the right top corner of first page of Apendix-A. Joint photo is to be attested by Secretary ZSB or Bank or any Gazetted Officer.

(iii) Required 3 copies in original.

(iv) In each Form, Part-1 to be signed by the ESM and Part-2 to be signed by the Bank Manager or DPDO or Treasury Officer, from where ESM submitted Life Certificate.

(v) These Forms should be filled by blue pen and no over-writing and cutting allowed,  Note: Blank Appendix-A and Annexure-II Forms for Army, Navy and AF.

(d) Additional Information Form. To be counter-signed by Bank in 2 copies.

(e) PDA Details Form. To be submitted in original 2 copies signed by Bank.  Blank PDA Details . Above Forms can be collected from ZSB office.

(f) Copy PPO/ Pension Book. 

Copies of Original PPO, EPPO, Corrigendum PPO and SPARSH PPO, if issued must be given. Also, if ESM worked in another organisation after defence service, then PPO of his Second Job must attached. All PPOs to be attested by Secretary ZSB. 

(g) Copy of Original Discharge Book. All pages to be given. To be attested by Secretary ZSB.

(h) Adhaar Card of Wife. In 2 copies. Name and DOB of wife should be correctly mentioned and matching with Service Records. To be signed by wife.

(j) PAN Card. In 2 copies. Name and DOB of wife should be correctly mentioned. To be self attested. 

PROCESS OF APPLICATION FOR MENTIONING NAME OF YOUR WIFE IN YOUR PPO

1) Bring all above mentioned documents along with original documents to ZSB and show to Counter No 5.  After verification, your application will be recommended and signed by Secretary, ZSB. 

2) You will send all documents along with one original copy of Personal Application to your Record Office by Speed Post. 

3) Record Office will verify and send required documents to PCDA, Allahabad to prepare SPARSH JN-PPO.

4) PCDA will amend current SPARSH PPO to a SPARAH JN-PPO and may send you an EPPO. You will also be able to see and download new JN-PPO, after transfer to SPARSH pension system. 

5) In case it is not updated, you may make a complaint into SPARSH System and send a reminder to Record Office to PCDA to expedite your case. 

6) In case you have NOT transferred to SPARSH, then wait for migration. 

7) If you have a JN-PPO with your Wife, she will start getting Family Pension immediately after your death from same JN-PPO. Bank will convert the Joint Account into Single account on Widow’s Name.  

Attention: If you DO NOT HAVE JN-PPO, then please apply at the earliest, before it is too late.

Please advise others to apply for JN-PPO, if anyone doesn’t have his wife’s Name in his PPO.  

OLD PENSIONERS: APPLY FOR JOINTLY NOTIFIED (JN) PPO.

WHEN WIFE’S NAME IS WRITTEN IN THE ESM PPO, IT IS CALLD JOINTLY NOTIFIED (JN) PPO.  IF YOU DO NOT HAVE A JN PPO, THEN APPLY FOR JN PPO. 

1) Most Old Pensioners who have retired in 80s or 90s, DO NOT HAVE JN PPO, instead they have only Pension Books or Pension Certificates. 

2) In their Pension Books or Certificates, wife’s photo or NAME is written as LTA (LIFE TIME ARREARS) NOMINEE.  

3) This LTA nomination is only to ALLOW YOUR WIFE TO WITHDRAW THE BALANCE AMOUNT FROM YOUR PENSION ACCOUNT, AFTER YOUR DEATH and NOT FOR RECEIVING ANY FAMILY PENSION in future, after your death. 

4) Please remember, IF YOUR WIFE IS JUST THE LTA NOMINEE, SHE WILL NOT GET FAMILY PENSION AFTER YOUR DEATH. 

5)  TO ENDORSE YOUR WIFE’S NAME IN PPO AND ISSUE A CORRIGENDUM SPARSH PPO, YOU NEED TO APPLY TO RECORD OFFICE THROUGH ZSB. 

Most old ESM think that, by having wife’s name written in Pension Books (as LTA nominee) his wife will get after his demise, which is totally wrong. Please tell them to check their Pension Books, if there is no JN PPO, their widow wives will never get Family Pension after the death of ESM. 

https://esminfoclub.com/defence-pensioners-serving-soldiers-may-apply-for-pmss-till-5-jan-2024/amp
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