Defence pensioners are now thinking about the bitter experience of last month regarding the payment of pension for last month. During last Few months a large number of Defence Pensioners have got their pension delayed. Reason for possible delay in pension payment of last month also is a mostly asked questions of Defence pensioners. Pension payment of last Four months have delayed ! Lets know when you may get your Pension credited in your bank account.
What about Pension of September 2023 ?
It was a common practice that the pension used to credited by 28th every month in the pension account of ex-servicemen and family pensioners of defence community . But last month also it has been reported that a large number of defence pensioners have not received their pension credited in Pension Account till the last day of this month . However, defgence authority has sent msg to all SPARSH pensioners that Pension for this month will be paid on 29th September 2023. Reason for advance payment of pension for this month is – 30 Sept is Saturday and 01 Oct Sunday – both the days are weekly off and 02 Oct 2023 is National holiday – the PCDA/MoD offices will be closed for all these days. So, they have decided to pay the pension on 29 Sept 2023.
Existing Pension Payment System
Existing pension payment /disbursement system is fully controlled by Bank/DPDO. CPPC of your bank controls the all type of pension payment every month until no restrictions on payment issued by the PCDA. Payment of DA and all other things are controlled by your bank based on the instructions of PCDA. Bank disburses the pension of all pensioners based on their disbursement schedule. From July 2021, the existing system is being replaced by SPARSH pension payment system in phased manner.
Introduction to SPARSH
System for Pension Administration (RAKSHA) (SPARSH) is being implemented for meeting the pension sanction and disbursement requirements for Armed Forces viz. Army, Navy, Air Force and Defence Civilians. This system will be administered by the Defence Accounts Department through the Principal Controller of Defence Accounts (Pensions) , Prayagraj and shall cater to all the three Services and allied organisations. The system was initially cater to the new retirees on roll out and subsequently has been extended to cover the existing defence pensioners.
How you will get benefit from SPARSH
Once your pension payment started in SPARSH system, you will get the pension disbursed directly from PCDA. In case of any grievance, you may lodge it through the SPARSH Portal using you own user ID and password which will be resolved within possible minimum time frame. Chances of discrepancy will be minimized, in fact an error free pension disbursement system for defencce pensioners will be established.
Implementation of SPARSH system.
As per SPARSH pension system is being implemented in four phases as described below :-
Migration to SPARSH at Last Phase
Pension of all Defence civilians and combatants who retired July 2021 onwards have been processed through SPARSH. Their Pension PPO need not to be forwarded to CPPC. Pension is directly credited to their bank account. Phase wise migration is contined since then. Legacy pensioners – those who have been retired thereafter i,.e pre-2021 pensioners have also been migrated to SPARSH in phased manner.
Migration to SPARSH in several Phases
Existing pensioners (mostly) who have been retired from 01.01.2016 to till date have already been migrated from bank to SPARSH system for direct payment of pension to the pensioners bank account. During last two years several phases have been implemented and it has been decided by MoD that by the end of the current year 100% Defence pensioners will be migrated to SPARSH. Pension may not be credited as previous schedule to the account of some pensioners who’s account has been migrated from Bank to SPARSH in these days. This is due to change in system and may take some unusual time for initial month.
Action to be done by pensioners for implementation of SPARSH.
All pensioners are required to keep active your mobile number and email ID which is registered with your pension account so that you may keep the communication continued with PCDA and get your Login credential of SPARSH. Once you receive your user ID and Password in your mobile no and email ID, you must verify your data on SPARSH as per guidelines available in the PCDA website and also in our website www.esminfoclub.com
What to do if you did not receive your user ID and Password of SPARSH ?
Once your pension profile migrated to SPARSH system, you will be intimated and provided your login /User ID and Password. In case you did not receive your login ID and Password, you need not to be panic. Now, firstly you should confirm if your profile has been migrated to SPARSH or not. Just Click here to know how to check and confirm that your profile has been migrated to SPARSH or not. Inspite of that if you have any problem or query, you may contact the nodal officers of PCDA as assigned against your Record office Concerned. To know phone number and email ID Click here.
How to Log in to SPARSH portal ?
Login to SPARSH Portal is very easy. You will receive your user ID and Password in your registered email and mobile. To know details click here.
Be Alert ! Don’t click on any unknown link – it may be a fraud website
It has been reported by our veteran friends that they have experienced of being trapped by some fishing & fraudulent websites. Those fraudulent websites owners are sending SMS to the mobile number of ESM mentioning false link of SPARSH Login Credential and asking your Net Banking user ID Password and some other sensitive data. Please be cautious and alert ! Never click on such any link. They may steal you data and money from your bank in such fraudulent activity. Login to only official website of PCDA Allahabad. Do not give your user ID and Password of your bank or any other personal profile to any unauthorized agencies.