https://esminfoclub.com/category/welfare-of-esm

Solution for Exservicemen in 30 Different Types of Pension Related Problems

Respected Veterans of Indian Armed Forces, after retirement, you might have found many discrepancies in your documentation related to PPO, Discharge Book, I card or in service records.  Dont worry, here is the solution.  Just follow this Article and take action accordingly.

Problem – 1 :  You Do Not have ESM/Widow Identity Card, from ZSB. OR, your I Card is lost OR Defaced OR In poor condition. OR You are still holding I Card of other ZSB.

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and other ID proofs.  Apply for Self I card and Dependent I card.  Details available in the article posted kin this website – Link – https://esminfoclub.com/how-to-apply-for-dependent-id-card/amp 

Problem 2 :  Your Family Members Do Not have Dependent I Cards.

Solution :  Apply for Dependent Card – https://esminfoclub.com/how-to-apply-for-dependent-id-card/amp 

Problem – 3 :  Your permanent Home Address is not mentioned/Changed in Service Records and Discharge Books. 

Solution – Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and Address proof of new residence.  Process is heree – link – https://esminfoclub.com/how-to-change-address-and-transfer-to-new-zila-sainik-board/amp 

Problem – 4 :  Your Marriage Part-II Order was Not published and your Wife’s Name is not written in your Discharge Book and PPO, as you have got married after retirement and never intimated marriage to your Record Office. 

Solution – Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and proof of marriage and ID proof of wife.  If change of name of wife is there enclose the documentary proof.

Problem – 5 :.  Wife’s Name is NOT Written in PPO, though endorsed in Service Records and written in Discharge Book. Which means, you DO NOT HAVE A JOINTLY NOTIFIED PPO (JN-PPO). 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and bank details of Wife.  Details in this link – https://esminfoclub.com/how-to-enter-your-wifes-name-in-ppo-for-defence-pensioners/amp .

Problem – 6 : You are having old Pension Book (Pre-1995), in which your wife’s Name is written on the first page as LTA Nominee only, due to which she will be given the balance amount in your pension account after your death but NO Family Pension. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and bank details of Wife.  Details in this link – https://esminfoclub.com/how-to-enter-your-wifes-name-in-ppo-for-defence-pensioners/amp .

Problem – 7 :  Your wife’s Name middle name or Surname is wrong in Discharge Book OR Service Records OR in PPO. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents as suggested in the article below – https://esminfoclub.com/change-of-dob-of-wife-of-ex-servicemen-in-military-documents-detailed-process/amp .

Problem – 8 :  In your JN-PPO, wife’s DOB is not mentioned in DDMMYYYY format. Or only her AGE or YEAR of birth is written which is NOT matching with your Pension Bank Account and her Adhaar/PAN Card.

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents as suggested in the article below – https://esminfoclub.com/change-of-dob-of-wife-of-ex-servicemen-in-military-documents-detailed-process/amp .

Problem – 9 : Your all Children’s names are NOT endorsed in Service Records and Discharge Book. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents as suggested in the article below – Apply for pub of Pt-II order if not published earlier.  If Pt-II Order Exist, request for extract of pt-ii order and their names to be included in discharge book by ZSB. 

Procedure to Obtain Dependent Identity Card (DIC) of Exservicemen

Problem – 10 : Names and DOBs of children and Dependent Family Members in Discharge Book/Service Records are incorrect or not in DDMMYYYY format, and not matching with their civil documents.  

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents as suggested in the article below – Apply for pub of Pt-II order if not published earlier.  If Pt-II Order Exist, request for extract of pt-ii order and their names to be included in discharge book by ZSB. 

Procedure to Obtain Dependent Identity Card (DIC) of Exservicemen

Problem – 11 : You didn’t intimate divorce or death of first  wife to Record Office to publish Part-II Order.  

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 12 :  After death/divorce of wife, you didn’t change Nominee/NoK in Service Records and AGI (or NGI or AFGIS). 

Solution –  Write an application addressed to AGIF/ concerned insurance provider supported by documents in this regard and authenticated by ZSB and further post this to the address.

Problem – 13 : You got remarried, but didn’t intimate Record Office and Part-II Order for Remarriage not published for 2nd wife. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 14 : Remarriage has been Part-2 Order has been published, but second Wife’s Name has not been endorsed in PPO, when she  became eligible. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 15 :  You have not endorsed your disabled child’s Name in Service Records and not applied to endorse Disabled Child’s Name in JN-PPO, if eligible.

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 16 :  You have Not taken up case to endorse your dependent Unmarried or Widowed or Divorced Daughter’s Name in Service Records.

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 17 : You have received Part-II Orders from Record Office, but didn’t get it endorsed in your Discharge Books by ZSB, Barasat. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 18 :  You do NOT have a Joint Pension Account in Bank with your Wife, though you have a JN-PPO. Also, the Joint Pension Account is NOT in Either or Survivor (E or S) mode. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office and PCDA(P)  in this regard.  Before this make your bank account as joint.

Problem – 19 : You have not intimated Death of ESM to his Service Records Office. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 20 :  You have not applied for ADLR (Funeral) grant, Insurance Claim (AGI/NGI/AFGIS) after demise of ESM. 

Solution –  Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this occurrence and other supporting documents in this regard.  Must submit a personal application  addressed to your Record Office in this regard.

Problem – 21 : You didn’t claim various welfare grants, admissable to you and your family members. 

Solution – Welfare grants are regulated by KSB.  To avail all these you should register yourself in ksb portal and apply for the concerned welfare grants like- pmss, education grant etc.   Contact your concerned Zila sainik Board alongwith PPO,  Discharge Book, Photo , Adhaar card and documents related to this matter for verification and other supporting documents in this regard. 

Problem – 22 : You didn’t submit a Digital or Manual Life Certificate to Pension Bank or SPARSH or through Jeevan Pramaan website by due date.  

Solution –  Contact your Bank or SPARSH service center and submit life certificate in the prescribed manner.  SPARSH Life certificate/identification can be done at any time within due date in the year.  Not necessary to submit in November

Problem – 23 : You didn’t file Income Tax return by due date and also didn’t keep  ITR -V return copies for previous 5 Financial Years.

Solution – Firstly contact a Income Tax consultant and file your ITR every year . If you need to have ITR V, just login to the portal and download.

Problem – 24 : You didn’t return the Dependent I Cards of family members who have died or after Some become 25 yrs age or Daughter got married. 

Solution –  Return it as soon as possible to ZSB.  If in remote location, send it through speed post alongwith an application.

Problem – 25 : You DON’T have new 64 kb ECHS Medical Cards for yourself and dependent family members. You may not have Temporary Slips also. You may be still holding Old 32/16kb ECHS Cards, which are obsolete now. 

Solution :  ECHS has dedicated website for online application of 64 KB ECHS card.  If you can do it yourself or contact nearest ECHS Cell of your Stn HQ.

Problem – 26 : After the death of ESM or any family member, who is having an ECHS 64 KB Card, that Card was blocked or returned to the ECHS office. 

Solution : Contact your ECHS Polyclinic concerned.

Problem – 27 : All members above 5 yrs age in your family do not have Adhaar Cards. Also, Adhaar cards may not have full and Correct Address, DOB and Name. 

Solution :  Contact your nearest Aadhar Centre for change or correction of this document.

Problem – 28 : You have not returned the Grocery and Liquor CSD Canteen Cards of ESM at CSD Office after his death and not applied for Grocery and Liquor Cards for the Widow. 

Solution :  Send it to the Stn HQ alongwith an application through Speed post or meet personally.

Problem – 29 : You are seeking a job in Govt Dept but not graduate. What to do ?

Solution :  Non Graduate Exservicemen with 15 Years of minimum service is treated as Graduate. You may apply for SSC Combined Graduate Level Exam, Bank, Rail and all Central Govt non technical Jobs. Diploma Technical cadres with 10 Years of post diploma Experience is also treated as B Tech.

Problem – 30 : You are 52 years old and now seeking a govt job. Is it possible ?. 

Solution :  Yes, you still are eligible to get a job. For Banks only age limit is upto 50 years. In Rail, SSC and all central service excepte para military you can join there upto 59 years of age. So, age is not a m,atter at all unless it has been specifically mentioned in the notification.

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